Under the VA loan program mobile homes and manufactured homes are considered the same. A mobile home or manufactured home is any house that’s built in a factory on a permanent frame called a chassis. A modular home, on the other hand, is built in sections in a factory and then it’s transported and put together and placed on a foundation.
In order for a veteran or active duty military to qualify for a VA loan for a mobile or manufactured home, you’ll need to meet certain criteria. These requirements vary from those for traditional single-family homes and modular homes.
There are some challenges to obtaining a VA Loan for a mobile home. There are two major reasons why many lenders avoid issuing VA loans for manufactured homes.
It can be very difficult to find a VA lender that offers home loans for manufactured homes. If you can’t find a willing lender, you may have to opt for a private loan or a loan through the manufacturer. Otherwise, you may be better off buying a regular home if you want a VA mortgage.
If you would like to learn more about using your VA Loan to purchase real estate in San Diego then please contact The Lewis Team today.
Questions about using your VA Loan to purchase real estate in San Diego?
When you’re ready to start your VA Home Search then let us know. Here at The Lewis Team we love helping active duty military and veterans.
Thank you for you service!
Let us help you with your VA Home Buying Process.
Dawn Lewis – San Diego Realtor with over 30 years experience!
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Based on information from California Regional Multiple Listing Service, Inc. as of . This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent.
Please contact The Lewis Team to find out if the San Diego real estate you like is 100% approved for a VA Loan 619-656-0655