VA Approved Real Estate in San Diego

Using your VA Loan to buy Real Estate in San Diego

When you use your VA Loan to purchase real estate there are a few guidelines that you will need to take into consideration. Here at The Lewis Team, not only are some of us Veterans but we have also helped hundreds of active duty military and veterans through the home buying process. We have also help many active duty military and veterans relocate to San Diego.

Here is some information on buying San Diego real estate with a VA Loan.

VA Home Loans can be used to purchase the following:

  • An existing single family detached home. 
  • A condominium or townhome in a VA Approved Project. [For condominiums and townhomes, the entire complex must be approved by the VA before the buyer can receive a loan for a unit in the complex.]
  • A multi-unit property (up to four-plex), provided the buyer occupies one of the units. If more than one veteran is buying, then one additional unit can be added to the four. Additionally, if rental income from the property dictates whether or not the veteran can qualify for the loan, then the veteran must show that he or she has the background needed to be a successful landlord and have enough cash reserves to make payments on the property for six months without rental income.
  • A manufactured (mobile) home or a modular home. Finding a lender to finance these types of homes can be difficult because they’re considered depreciating properties, although modular homes are more likely to appreciate – making finding a lender slightly easier. Additionally, manufactured and modular homes must meet certain conditions, like being affixed to a permanent foundation.
  • New construction. However, builders, plans, and building sites must be VA-approved, require several inspections, and the builders must provide at least a one-year warranty. Also, many lenders are hesitant to accept zero down financing for new constructions. Alternatively, veterans can obtain a non-VA Home Loan and refinance the home with a VA Home Loan once the building is complete.

VA Approved Homes in San Diego VA Approved Condos in San Diego

VA Approved Mobile Homes in San Diego VA Approved Multi-Family in San Diego

Eligibility

You must have satisfactory credit, sufficient income, and a valid Certificate of Eligibility (COE) to be eligible for a VA-guaranteed home loan. The home must be for your own personal occupancy. The eligibility requirements to obtain a COE are listed below for Servicemembers and Veterans, spouses, and other eligible beneficiaries.

Eligibility Requirements for VA Home Loans

Service during wartime:

  • World War II - September 16, 1940 - July 25, 1947
  • Korean War - June 27, 1950 - January 31, 1955
  • Vietnam War - August 5, 1964 - May 7, 1975

Service Requirements:

  • At least 90 days active duty - with other than dishonorable discharge
  • Less than 90 days active duty - if discharged for a service-connected disability

 

  • Gulf War - August 2, 1990 - to be determined

Service Requirements:

  • 24 months continuous active-duty - with other than dishonorable discharge
  • At least 90 days or completed the full term that he or she was ordered to active duty with other than dishonorable discharge
  • At least 90 days active duty - and discharged for hardship, reduction in force, condition interfered with duty or compensable service-connected disability
  • Less than 90 days active duty - if discharged for a service-connected disability

Service during peacetime:

  • All - July 26, 1947 - June 26, 1950 and February 1, 1955 - August 4, 1964
  • Enlisted - May 8, 1975 - September 7, 1980
  • Officers - May 8, 1975 - October 16, 1981

Service Requirements:

  • At least 181* days continuous active duty - with other than dishonorable discharge
  • Less than 181 days active duty - if discharged for a service-connected disability

If you were separated from service:

  • Enlisted - After September 7, 1980
  • Officers - After October 16, 1981
  • Service Requirements:
  • 24 months continuous active duty - with other than dishonorable discharge
  • At least 181 days or completed the full term that he or she was ordered to active duty with other than dishonorable discharge
  • At least 181 days active duty - and discharged for hardship, reduction in force, condition interfered with duty or compensable service-connected disability
  • Less than 181 days active duty - if discharged for a service-connected disability
  • * 90 days applies for wartime

Active-duty service personnel:

If you are now on active duty, eligibility can be established after 90 days of continuous active duty.  Upon discharge or release from active duty, eligibility must be reestablished.

Selected Reserve or National Guard:

  • If you are not otherwise eligible and you have completed a total of six credible years* in the Selected Reserve or National Guard (member of an active unit, attended required weekend drills and two-week active duty for training) and one of the following:
  • Were discharged with an honorable discharge
  • Were placed on the retired list
  • Were transferred to the Standby Reserve or an element of the Ready Reserve other than the Selected Reserve after service characterized as honorable service
  • Continue to serve in the Selected Reserve
  • *Individuals who completed less than six years may be eligible if discharged for a service-connected disability.

You may also be determined eligible if:

  • You are an un-remarried spouse of a Veteran who died while in service or from a service-connected disability
  • You are a spouse of a Servicemember missing in action or a prisoner of war
  • You are a surviving spouse in receipt of Dependency and Indemnity Compensation (DIC) benefits in cases where the Veteran's death was not service-connected
  • Note: A surviving spouse who remarries on or after age 57 and on or after December 16, 2003, may be eligible for the home loan benefit.  However, a surviving spouse who remarried before December 16, 2003, and on or after age 57, must have applied no later than December 15, 2004, to establish eligibility.

Spouses

  • The spouse of a Veteran can also apply for home loan eligibility under one of the following conditions:
  • Unremarried spouse of a Veteran who died while in service or from a service connected disability, or
  • Spouse of a Servicemember missing in action or a prisoner of war
  • Surviving spouse who remarries on or after attaining age 57, and on or after December 16, 2003
  • (Note: a surviving spouse who remarried before December 16, 2003, and on or after attaining age 57, must have applied no later than December 15, 2004, to establish home loan eligibility. VA must deny applications from surviving spouses who remarried before December 6, 2003 that are received after December 15, 2004.)
  • Surviving Spouses of certain totally disabled veterans whose disability may not have been the cause of death 

Other Eligible Beneficiaries

You may also apply for eligibility if you fall into one of the following categories:

  • Certain U.S. citizens who served in the armed forces of a government allied with the United States in World War II
  • Individuals with service as members in certain organizations, such as Public Health Service officers, cadets at the United States Military, Air Force, or Coast Guard Academy, midshipmen at the United States Naval Academy, officers of National Oceanic & Atmospheric Administration, merchant seaman with World War II service, and others

Restoration of Entitlement

Veterans can have previously-used entitlement "restored" to purchase another home with a VA loan if:

  • The property purchased with the prior VA loan has been sold and the loan paid in full, or
  • A qualified Veteran-transferee (buyer) agrees to assume the VA loan and substitute his or her entitlement for the same amount of entitlement originally used by the Veteran seller. The entitlement may also be restored one time only if the Veteran has repaid the prior VA loan in full, but has not disposed of the property purchased with the prior VA loan. Remaining entitlement and restoration of entitlement can be requested through the VA Eligibility Center by completing VA Form 26-1880.

If you are active duty military or a veteran and you have questions about buying a home or condo in San Diego then please contact The Lewis Team, we would love to answer any questions that you have.

Branches of the Military are eligible for a VA Loan?

The VA considers service in these branches of the military and other organizations when deciding whether to issue a Certificate of Eligibility:

  • The Army, Navy, Air Force and Marine Corps
  • Selected Reserve and National Guard
  • Cadets in the United States Military Academy, United States Air Force Academy or United States Coast Guard Academy
  • Officers serving in Public Health Service and National Oceanic and Atmospheric Administration
  • Midshipmen at the United States Naval Academy

    Dawn Lewis San Diego Realtor

Let us help you with your VA Home Buying Process.

Dawn Lewis – San Diego Realtor with over 30 years experience!

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Newest VA Real Estate for Sale

$949,000
3 Beds 3 Baths 260022280 MLS ACTIVE Status Bernardo Ridge BLDG.
Beautifully upgraded and thoughtfully laid out, this Rancho Bernardo home offers a comfortable two-story floor plan in gated community with great collection of amenities. Upstairs, find a spacious living room, eat-in kitchen with breakfast nook, and primary suite with walk-in closet & large soaking tub. Downstairs has two bedrooms with private patio access, and separate family room for everyday living, guests, or office. Gated community has Pools, tennis courts, fitness center, and more. Award winning Poway Schools. Beautifully upgraded and thoughtfully laid out, this Rancho Bernardo home offers a comfortable two-story floor plan in a gated community with a great collection of amenities. Upstairs, find a spacious living room, dedicated dining area, an eat-in kitchen with breakfast nook, and your primary suite featuring a walk-in closet and large soaking tub. Downstairs offers two bedrooms, each with private patio access, along with a separate family room that provides a nice additional living space and plenty of flexibility for guests, an office, or everyday living. Enjoy the pools, tennis courts, fitness center, and more, creating an easy resort-style setting without having to leave home. Conveniently located in Rancho Bernardo and within the award-winning Poway Unified School District, this is a well-rounded home in a great San Diego location.

18861 Caminito Cantilena 42 Unit Unit 42, Rancho Bernardo/Sabre Springs/Carmel Mt Ranch

$1,497,000
4 Beds 3 Baths NDP2608525 MLS ACTIVE Status
A rare find in desirable Fire Mountain! Situated on a private 10,167 SF lot, this spacious, move-in-ready home features an exceptionally rare 4-car garage, room for RV parking and a flexible floor plan designed for comfortable Southern California living. Offering 4 bedrooms, plus a versatile bonus room with dedicated space for a future closet, theres an easy opportunity to create a 5th bedroom, home office, gym or guest retreat. Three full baths include a bedroom and full bath downstairs, providing excellent flexibility for guests, extended family or multigenerational living. Soaring ceilings create an impressive sense of space, while the living room fireplace adds warmth and a wet bar with wine refrigerator makes entertaining easy. Upstairs, the generous primary suite features a walk-in closet, soaking tub, separate shower and its own private deck overlooking the rear of the property. The homes indoor/outdoor flow takes full advantage of the Southern California lifestyle, with multiple areas to relax, entertain and enjoy the privacy of the expansive lot. Low-maintenance turf in both the front and rear yards keeps outdoor living easy, while a dedicated dog kennel, indoor laundry and abundant storage add everyday practicality. The rare 4-car garage, RV potential, substantial lot size and flexible interior spaces provide features that are increasingly difficult to find, and even harder to replicate. Conveniently located near shopping, dining, Highway 78, I-5 and Coast Highway, with beaches and coastal amenities just minutes away. Best of all, this is a home to enjoy from day A rare find in desirable Fire Mountain! Situated on a private 10,167 SF lot, this spacious, move-in-ready home features an exceptionally rare 4-car garage, room for RV parking and a flexible floor plan designed for comfortable Southern California living. Offering 4 bedrooms, plus a versatile bonus room with dedicated space for a future closet, theres an easy opportunity to create a 5th bedroom, home office, gym or guest retreat. Three full baths include a bedroom and full bath downstairs, providing excellent flexibility for guests, extended family or multigenerational living. Soaring ceilings create an impressive sense of space, while the living room fireplace adds warmth and a wet bar with wine refrigerator makes entertaining easy. Upstairs, the generous primary suite features a walk-in closet, soaking tub, separate shower and its own private deck overlooking the rear of the property. The homes indoor/outdoor flow takes full advantage of the Southern California lifestyle, with multiple areas to relax, entertain and enjoy the privacy of the expansive lot. Low-maintenance turf in both the front and rear yards keeps outdoor living easy, while a dedicated dog kennel, indoor laundry and abundant storage add everyday practicality. The rare 4-car garage, RV potential, substantial lot size and flexible interior spaces provide features that are increasingly difficult to find, and even harder to replicate. Conveniently located near shopping, dining, Highway 78, I-5 and Coast Highway, with beaches and coastal amenities just minutes away. Best of all, this is a home to enjoy from day one, while still offering exciting potential to personalize, enhance and add value over time. Offered approximately $100,000 below its most recent appraisal, its a compelling Fire Mountain opportunity for buyers who recognize both what the property offers today, and what it could become tomorrow. **No HOA or Mello Roos**

1712 Downs St, Oceanside

$1,275,000
3 Beds 3 Baths SW26199216 MLS ACTIVE Status
Beautiful custom accented home in a lovely Carlsbad neighborhood. Close to shopping, transit, freeway, and just minutes from the beach. You enter this amazing home on the top level, where you will find the kitchen, dining room, living room, and primary bedroom. The custom designer rounded front door opens into a spacious open floorplan that includes a living room with cozy gas fireplace and custom carved mantle with marble surround, vaulted ceilings, custom lighting, and other personal touches. The kitchen boasts new quartz counters, a large new sink, custom backsplash, stainless appliances, and brand new stove and microwave. The primary bathroom has dual sinks, dual closets, and a jetted tub. The downstairs offers 2 additional bedrooms and a large family room with recessed lights, and French doors that open to the lower patio and yard. One of the bedrooms has built in shelving and drawers. New flooring has been installed through most of the house including luxury vinyl in most of the living spaces, and upgraded carpet in the bedrooms and on the stairs. Some additional recent updates include interior paint, exterior paint a few years ago, a new roof, and much more. Beautiful custom accented home in a lovely Carlsbad neighborhood. Close to shopping, transit, freeway, and just minutes from the beach. You enter this amazing home on the top level, where you will find the kitchen, dining room, living room, and primary bedroom. The custom designer rounded front door opens into a spacious open floorplan that includes a living room with cozy gas fireplace and custom carved mantle with marble surround, vaulted ceilings, custom lighting, and other personal touches. The kitchen boasts new quartz counters, a large new sink, custom backsplash, stainless appliances, and brand new stove and microwave. The primary bathroom has dual sinks, dual closets, and a jetted tub. The downstairs offers 2 additional bedrooms and a large family room with recessed lights, and French doors that open to the lower patio and yard. One of the bedrooms has built in shelving and drawers. New flooring has been installed through most of the house including luxury vinyl in most of the living spaces, and upgraded carpet in the bedrooms and on the stairs. Some additional recent updates include interior paint, exterior paint a few years ago, a new roof, and much more.

2825 Forest View Way, Carlsbad

$699,000
1 Beds 1 Baths PW26199146 MLS ACTIVE Status
Turnkey and fully furnished, this one-bedroom, one-bathroom retreat sits on the second floor of the G building at North Coast Village, the oceanfront resort community set between the Oceanside Pier and the Harbor. A private covered balcony captures views of swaying palms and the community's lush, tropical grounds. The interior offers a seamless open layout, connecting the breakfast-bar kitchen and dining area to a living room anchored by a tile-surround fireplace. Ceiling fans keep the air moving throughout, while the bedroom features generous mirrored closets. The full bath offers both a tub and shower, and the home is move-in ready. Life here feels like a permanent vacation with direct beach access and an impressive array of amenities. Spend your afternoons lounging by one of the two heated pools and spas, practicing on the putting green, or wandering past serene koi ponds and waterfalls. The community also features a fitness center with saunas, billiards and game rooms, a recreation room, and dedicated barbecue areas. Convenience is built in with garage parking and 24-hour gated security. Whether you're looking for a coastal getaway, a second home, or a full-time residence by the water, you're just moments from the Thursday Sunset Market, the harbor's waterfront dining, and the eclectic shops of downtown Oceanside. With the beach strand and bike path right across the street, the best of the coast is at your doorstep. Turnkey and fully furnished, this one-bedroom, one-bathroom retreat sits on the second floor of the G building at North Coast Village, the oceanfront resort community set between the Oceanside Pier and the Harbor. A private covered balcony captures views of swaying palms and the community's lush, tropical grounds. The interior offers a seamless open layout, connecting the breakfast-bar kitchen and dining area to a living room anchored by a tile-surround fireplace. Ceiling fans keep the air moving throughout, while the bedroom features generous mirrored closets. The full bath offers both a tub and shower, and the home is move-in ready. Life here feels like a permanent vacation with direct beach access and an impressive array of amenities. Spend your afternoons lounging by one of the two heated pools and spas, practicing on the putting green, or wandering past serene koi ponds and waterfalls. The community also features a fitness center with saunas, billiards and game rooms, a recreation room, and dedicated barbecue areas. Convenience is built in with garage parking and 24-hour gated security. Whether you're looking for a coastal getaway, a second home, or a full-time residence by the water, you're just moments from the Thursday Sunset Market, the harbor's waterfront dining, and the eclectic shops of downtown Oceanside. With the beach strand and bike path right across the street, the best of the coast is at your doorstep.

999 N Pacific St Unit G222, Oceanside

$825,000
3 Beds 3 Baths 260022273 MLS ACTIVE Status
Welcome to 10875 Caminito Acarda, a beautifully situated townhome in the desirable Scripps Ranch community of San Diego. This light and bright home offers an inviting open floor plan with great living spaces and an easy indoor-outdoor flow. The well-appointed kitchen features granite countertops, ample cabinet storage, and plenty of counter space—perfect for everyday living and entertaining. Elegant laminate wood flooring adds warmth and style throughout the main living areas. Upstairs, you'll find a spacious primary suite along with two additional bedrooms offering comfortable space for family, guests, or a home office. The bathrooms feature granite countertops for a polished, cohesive look. Enjoy your private backyard, a very good size for such property, and an ideal space for relaxing, entertaining, or letting kids and pets play. Located in a welcoming Scripps Ranch neighborhood close to shopping, parks, schools, dining, and convenient freeway access. This move-in-ready home offers comfort, functionality, and an excellent location close to everything. A wonderful opportunity to make this Scripps Ranch townhome your new home—don't miss it! Welcome to 10875 Caminito Acarda, a beautifully situated townhome in the desirable Scripps Ranch community of San Diego. This light and bright home offers an inviting open floor plan with great living spaces and an easy indoor-outdoor flow. The well-appointed kitchen features granite countertops, ample cabinet storage, and plenty of counter space—perfect for everyday living and entertaining. Elegant laminate wood flooring adds warmth and style throughout the main living areas. Upstairs, you'll find a spacious primary suite along with two additional bedrooms offering comfortable space for family, guests, or a home office. The bathrooms feature granite countertops for a polished, cohesive look. Enjoy your private backyard, a very good size for such property, and an ideal space for relaxing, entertaining, or letting kids and pets play. Located in a welcoming Scripps Ranch neighborhood close to shopping, parks, schools, dining, and convenient freeway access. This move-in-ready home offers comfort, functionality, and an excellent location close to everything. A wonderful opportunity to make this Scripps Ranch townhome your new home—don't miss it!

10875 Caminito Arcada, Scripps Ranch

$899,900
2 Beds 2 Baths NDP2608521 MLS ACTIVE Status
Welcome to this turnkey, resort-style home in the heart of Lake San Marcos. Tucked away at the end of a peaceful road in the desirable Hunter Valley community, 1183 Los Corderos offers a tranquil setting surrounded by mature trees and lush greenery, yet is just moments from the lake and marina, golf, pools, pickleball, community activities, multiple restaurants and waterfront dining at Amalfi. Beautifully maintained and thoughtfully updated, this single-level home with dual-pane windows is filled with natural light and designed for comfortable, easy living. Vaulted ceilings create an open and airy feel and a cozy fireplace adds warmth to the main living space. The updated kitchen features newer cabinetry, quartz countertops, and stainless steel appliances, while newer vinyl plank flooring, beautifully finished walk-in showers and a spacious walk-in primary closet continue the polished feel throughout. An attached 2-car garage and whole-home water filtration system complete the package, adding everyday convenience to an already impressive list of features. One of the home's standout features is the amount of additional space rarely found within the community. The ~300 sq ft enclosed patio creates a generous extension of the home, while an additional ~100 sq ft flex room off the kitchen provides even more versatility, ideal for a home office, hobby room, workout space, or extra storage. Step outside to a peaceful back patio overlooking the greenbelt, where mature landscaping and greenery create a relaxing backdrop for morning coffee, outdoor dining, or unwinding at the end of Welcome to this turnkey, resort-style home in the heart of Lake San Marcos. Tucked away at the end of a peaceful road in the desirable Hunter Valley community, 1183 Los Corderos offers a tranquil setting surrounded by mature trees and lush greenery, yet is just moments from the lake and marina, golf, pools, pickleball, community activities, multiple restaurants and waterfront dining at Amalfi. Beautifully maintained and thoughtfully updated, this single-level home with dual-pane windows is filled with natural light and designed for comfortable, easy living. Vaulted ceilings create an open and airy feel and a cozy fireplace adds warmth to the main living space. The updated kitchen features newer cabinetry, quartz countertops, and stainless steel appliances, while newer vinyl plank flooring, beautifully finished walk-in showers and a spacious walk-in primary closet continue the polished feel throughout. An attached 2-car garage and whole-home water filtration system complete the package, adding everyday convenience to an already impressive list of features. One of the home's standout features is the amount of additional space rarely found within the community. The ~300 sq ft enclosed patio creates a generous extension of the home, while an additional ~100 sq ft flex room off the kitchen provides even more versatility, ideal for a home office, hobby room, workout space, or extra storage. Step outside to a peaceful back patio overlooking the greenbelt, where mature landscaping and greenery create a relaxing backdrop for morning coffee, outdoor dining, or unwinding at the end of the day. The Hunter Valley HOA helps make ownership refreshingly low maintenance, covering the roof and exterior building maintenance, exterior painting, landscaping, and termite maintenance. HOA benefits also include Hunter Valley tennis courts and the full suite of Lake & Lodge privileges, featuring 2 swimming pools, tennis and pickleball courts, lake access, fishing, billiards, fitness facilities, social clubs, community activities and events, plus 1 complimentary hour per person each month for kayak or stand-up paddleboard rentals. Plus you have access to rent a slip and enjoy the boating life. Enjoy the convenience of being close to shopping, dining, major freeways, and just minutes from the coast. Move in and start enjoying everything that makes Lake San Marcos special. Spend mornings surrounded by greenery, afternoons on the lake or by the pool, and evenings dining along the marina. With its turnkey condition, updated finishes, peaceful greenbelt setting, flexible bonus spaces, and exceptional community amenities, 1183 Los Corderos makes everyday life feel like a vacation.

1183 Los Corderos, San Marcos

$849,000
6 Beds 3 Baths PTP2606884 MLS ACTIVE Status
Welcome to 3613 Forest Glen, a spacious 5-bedroom, 2.5-bath home offering over 2,300 sq. ft. with room to truly live, gather, and entertain. The open layout offers multiple living spaces, including an inviting area just off the kitchen with a fireplace, plus a spacious rear living room with exposed wood beams. Fresh interior and exterior paint, brand-new carpet, and dual-pane windows give the home a refreshed feel throughout. Outside, enjoy a generous backyard with turf, a covered patio, storage shed, large side areas, and views of the Tijuana city lights in the evening. Complete with an open driveway, two-car garage, no HOA and no Mello-Roos, this home delivers space, flexibility, and indoor-outdoor living without the added monthly fees. Welcome to 3613 Forest Glen, a spacious 5-bedroom, 2.5-bath home offering over 2,300 sq. ft. with room to truly live, gather, and entertain. The open layout offers multiple living spaces, including an inviting area just off the kitchen with a fireplace, plus a spacious rear living room with exposed wood beams. Fresh interior and exterior paint, brand-new carpet, and dual-pane windows give the home a refreshed feel throughout. Outside, enjoy a generous backyard with turf, a covered patio, storage shed, large side areas, and views of the Tijuana city lights in the evening. Complete with an open driveway, two-car garage, no HOA and no Mello-Roos, this home delivers space, flexibility, and indoor-outdoor living without the added monthly fees.

3613 Forest Glen Rd, Otay Mesa

$528,000
2 Beds 2 Baths 260022265 MLS ACTIVE Status Balboa Ridge BLDG.
Welcome to resort-style living at Balboa Ridge, a gated community ideally located in the heart of Clairemont! This inviting second-floor 2-bedroom, 2-bath condo offers a bright, open-concept layout designed for comfortable everyday living and entertaining. The kitchen features stainless steel appliances, generous cabinetry, and convenient bar seating, opening seamlessly to the spacious living and dining areas. Enjoy the convenience of in-unit laundry, ample storage, and your own private balcony—perfect for morning coffee or relaxing outdoors. Balboa Ridge offers an impressive collection of resort-style amenities, including three community pools, spa, sauna, fitness center, clubhouse, BBQ areas, dog run, and beautifully maintained common areas. Location is a standout, with Genesee Plaza just across the street offering convenient access to Target, Home Depot, 99 Ranch Market, CVS, restaurants, shopping, and everyday essentials. You’re also just minutes from the vibrant Convoy District, Tecolote Canyon, San Diego beaches, dining, entertainment, and major freeways, making it easy to enjoy everything San Diego has to offer. This home includes one assigned parking space. For buyers who value a central location, resort-style amenities, and a spacious 2-bedroom home in one of Clairemont’s most convenient locations, this is an exceptional opportunity.

5252 Balboa Arms Dr Unit 286, Clairemont/Bay Park

$619,999
2 Beds 2 Baths NDP2608516 MLS ACTIVE Status
Beautifully upgraded 2BR/2BA townhome tucked into a quiet, tight-knit 25-unit community set back from the main road, with low HOA dues. The seller has invested in extensive recent improvements, headlined by a fully renovated kitchen with white shaker cabinetry, quartz countertops, a farmhouse sink, and brushed brass fixtures. Two generously sized primary suites, each with its own attached bath, offer flexibility for roommates, guests, or a home office. Step outside to a private Trex deck and a custom 3-tier backyard terrace the perfect setup for morning coffee, evening entertaining, and unbeatable sunset views. Additional upgrades include a custom closet system, new carpet, and a new water heater. With only one shared wall, central A/C, and an attached 2-car garage with direct access, this move-in-ready home is walkable to Lake Murray, local restaurants, and the grocery store all within one of the area's most welcoming communities. HOA dues include water, sewer, and trash. Beautifully upgraded 2BR/2BA townhome tucked into a quiet, tight-knit 25-unit community set back from the main road, with low HOA dues. The seller has invested in extensive recent improvements, headlined by a fully renovated kitchen with white shaker cabinetry, quartz countertops, a farmhouse sink, and brushed brass fixtures. Two generously sized primary suites, each with its own attached bath, offer flexibility for roommates, guests, or a home office. Step outside to a private Trex deck and a custom 3-tier backyard terrace the perfect setup for morning coffee, evening entertaining, and unbeatable sunset views. Additional upgrades include a custom closet system, new carpet, and a new water heater. With only one shared wall, central A/C, and an attached 2-car garage with direct access, this move-in-ready home is walkable to Lake Murray, local restaurants, and the grocery store all within one of the area's most welcoming communities. HOA dues include water, sewer, and trash.

5470 Baltimore, Unit 21, La Mesa

$820,000
2 Beds 3 Baths 260022259 MLS ACTIVE Status Larkspur Heights BLDG.
Soft, cozy, and beautifully elevated, this recently remodeled townhome blends organic contemporary style with warmth and character on a charming, tree-lined street in Larkspur Heights. Thoughtful design details—including wall molding, contemporary sconces, textured lime-wash paint, updated cabinetry, new flooring, and curated lighting and hardware—create an inviting home that feels both stylish and comfortable. The flexible entry-level floor plan offers an optional third bedroom with French doors and access to a private patio, providing a peaceful space for guests, a home office, or a cozy retreat. Upstairs, two spacious bedrooms each feature an ensuite bathroom. The serene primary suite is especially welcoming, with softly textured lime-washed walls that create a calming, sophisticated atmosphere. The tastefully updated kitchen features freshly painted cabinetry, new fixtures, a new sink and faucet, and a new refrigerator and microwave. In the living room, added molding, modern sconces, a built-in entertainment cabinet, and a new ceiling fan bring warmth and polish to the space. Additional upgrades include new flooring throughout, a remodeled powder room with a new vanity, mirror, and lighting, added trim details, new hardware on every interior door, and a digital entry lock. In-unit laundry and a two-car attached garage with direct access complete the home’s everyday convenience. Residents of Larkspur Heights enjoy a beautifully maintained community with a pool, BBQ area, and neighborhood park. Ideally located within the highly regarded San Marcos Unified School.

2166 Silverado St, San Marcos

$875,000
3 Beds 2 Baths PTP2606882 MLS ACTIVE Status
Welcome home to Santee, a city with roots dating back to the 1880s and incorporated in 1980. This updated 3BR/2BA (1,616 SF) sits on a 6,000 SF lot and delivers turnkey living from the moment you walk in: two wood-burning fireplaces, cherry hardwood floors, ceiling fans throughout, and a chef-ready kitchen with white shaker cabinets, granite counters, and stainless steel appliances. Retreat to the primary suite's spa-like travertine walk-in shower, dual-sink vanity, and oversized walk-in closet. Out back, unwind resort-style around a freeform pebble pool with an attached spa and color-changing spa lights for evening swimming, a covered patio, and a built-in BBQ island framed by mature landscaping. Enjoy low electric bills with a paid-off 23-panel solar system. A versatile bonus suite in the converted garage adds even more value, with its own accessible bathroom (roll-in shower, roll-under sink), ceiling-mounted lift track, widened doorways, a sloped front walkway, and a 42" front entry door. Move-in ready, close to schools, grocery stores and restaurants Welcome home to Santee, a city with roots dating back to the 1880s and incorporated in 1980. This updated 3BR/2BA (1,616 SF) sits on a 6,000 SF lot and delivers turnkey living from the moment you walk in: two wood-burning fireplaces, cherry hardwood floors, ceiling fans throughout, and a chef-ready kitchen with white shaker cabinets, granite counters, and stainless steel appliances. Retreat to the primary suite's spa-like travertine walk-in shower, dual-sink vanity, and oversized walk-in closet. Out back, unwind resort-style around a freeform pebble pool with an attached spa and color-changing spa lights for evening swimming, a covered patio, and a built-in BBQ island framed by mature landscaping. Enjoy low electric bills with a paid-off 23-panel solar system. A versatile bonus suite in the converted garage adds even more value, with its own accessible bathroom (roll-in shower, roll-under sink), ceiling-mounted lift track, widened doorways, a sloped front walkway, and a 42" front entry door. Move-in ready, close to schools, grocery stores and restaurants

9943 Jeremy St, Santee

$799,000
4 Beds 3 Baths PTP2606881 MLS ACTIVE Status
Welcome to this spacious and inviting two-story home featuring 4 bedrooms and 2.5 bathrooms, with a thoughtfully designed floor plan offering plenty of room for comfortable living and entertaining. The main level features a welcoming living room, separate family room, dining room and convenient breakfast bar, providing multiple spaces for everyday living and gatherings. A half bath downstairs adds convenience for guests. Upstairs, youll find all four bedrooms, offering privacy and separation from the main living areas. Enjoy easy indoor-outdoor living with double doors leading to the backyard, where youll find a fenced yard and gazebo, perfect for relaxing, entertaining or enjoying outdoor meals. The property also offers a large front yard and street lighting. Ideally located close to schools and parks, this home combines space, functionality and a convenient location. A wonderful opportunity to make this well-appointed home your own! Welcome to this spacious and inviting two-story home featuring 4 bedrooms and 2.5 bathrooms, with a thoughtfully designed floor plan offering plenty of room for comfortable living and entertaining. The main level features a welcoming living room, separate family room, dining room and convenient breakfast bar, providing multiple spaces for everyday living and gatherings. A half bath downstairs adds convenience for guests. Upstairs, youll find all four bedrooms, offering privacy and separation from the main living areas. Enjoy easy indoor-outdoor living with double doors leading to the backyard, where youll find a fenced yard and gazebo, perfect for relaxing, entertaining or enjoying outdoor meals. The property also offers a large front yard and street lighting. Ideally located close to schools and parks, this home combines space, functionality and a convenient location. A wonderful opportunity to make this well-appointed home your own!

7955 Tinaja Ln, Paradise Hills

$1,175,000
5 Beds 3 Baths 260022250 MLS ACTIVE Status
Welcome to an incredible opportunity in the heart of Serra Mesa—one of San Diego’s most central and desirable neighborhoods! This beautifully renovated 4-bedroom, 2-bath home features a permitted conversion ADU, a spacious open layout, generous bedrooms, abundant storage, and natural light throughout. The home is move-in ready with stainless steel appliances, quartz countertops, energy-efficient mini-split systems, and an oversized laundry room. Ample parking, dedicated spaces, and private outdoor areas provide comfort and separation for each living space. But the real excitement is the property’s future potential! Included are permitted plans for two additional 2-bedroom, 1-bath ADUs with direct alley access. The thoughtful design gives the future units private entrances, convenient parking, and easy accessibility without disrupting the main residence—an ideal setup for additional rental income, extended living space, or an owner-occupant investment strategy. Located steps from Angier Elementary School and minutes from the Serra Mesa Recreation Center, this home puts you close to the restaurants and entertainment of the Convoy District and Mission Valley. With quick access to the 163, 15, and 8 freeways, getting anywhere in San Diego is a breeze. Live in it, rent it, or maximize its full development potential—this is the kind of Serra Mesa opportunity that doesn’t come around often!

8514 Glenhaven, Serra Mesa

$775,000
4 Beds 2 Baths OC26192601 MLS ACTIVE Status
Welcome to this beautifully updated 4-bedroom, 2-bath home offering the perfect combination of comfort, modern upgrades, and Southern California living. The inviting open floor plan is highlighted by a vaulted ceiling in the living room, creating a bright and spacious atmosphere ideal for everyday living and entertaining. At the heart of the home is a gourmet kitchen featuring all-new appliances, flowing seamlessly into the main living areas and making it easy to gather with family and friends. This home has been thoughtfully upgraded with a new roof, new ceiling fans, new toilets, new sinks and vanities, along with two leased solar panels and a whole-house battery system, providing added energy efficiency and backup power capability. A 240V electric vehicle charger adds another level of convenience for today's lifestyle. Step outside to a generous backyard with wonderful entertaining potentialenjoy outdoor dining, create your own garden retreat, or take advantage of the space to add a pool and design your ideal Southern California backyard. A 2-car garage provides additional parking and storage. Ideally located near Luiseno Park, a 10-acre community park, and less than one mile from the San Luis Rey Gate at Camp Pendleton, the home offers exceptional convenience while still being just a few miles from the beautiful Oceanside beaches. With its spacious floor plan, extensive recent upgrades, energy-conscious features, large backyard, and proximity to parks, Camp Pendleton, and the coast, this home offers an outstanding opportunity to enjoy the Oceanside lifestyle. Welcome to this beautifully updated 4-bedroom, 2-bath home offering the perfect combination of comfort, modern upgrades, and Southern California living. The inviting open floor plan is highlighted by a vaulted ceiling in the living room, creating a bright and spacious atmosphere ideal for everyday living and entertaining. At the heart of the home is a gourmet kitchen featuring all-new appliances, flowing seamlessly into the main living areas and making it easy to gather with family and friends. This home has been thoughtfully upgraded with a new roof, new ceiling fans, new toilets, new sinks and vanities, along with two leased solar panels and a whole-house battery system, providing added energy efficiency and backup power capability. A 240V electric vehicle charger adds another level of convenience for today's lifestyle. Step outside to a generous backyard with wonderful entertaining potentialenjoy outdoor dining, create your own garden retreat, or take advantage of the space to add a pool and design your ideal Southern California backyard. A 2-car garage provides additional parking and storage. Ideally located near Luiseno Park, a 10-acre community park, and less than one mile from the San Luis Rey Gate at Camp Pendleton, the home offers exceptional convenience while still being just a few miles from the beautiful Oceanside beaches. With its spacious floor plan, extensive recent upgrades, energy-conscious features, large backyard, and proximity to parks, Camp Pendleton, and the coast, this home offers an outstanding opportunity to enjoy the Oceanside lifestyle.

711 Arthur, Oceanside

$930,000
4 Beds 2 Baths PTP2606877 MLS ACTIVE Status
Rare opportunity to own a single-family home in the much sought after, Canyon Crest neighborhood. Overlooking the hills of Camp Pendleton and only 1 mile from the San Luis Rey gate. Within 2 miles of the 2 Golf courses and the Oceanside bike trail where you can bike or walk to the beach. Neighborhood park is only 1/2 mile drive away. Convenient to schools, shopping and freeway. The house has a Open Floor plan with a spacious living and dinning room. A large kitchen with a new double oven and range top. A cozy breakfast nook overlooking the back yard and separate family room. Featuring 4 generous size bedrooms or 3 bedrooms with the optional office. The master bedroom has a walk in closet and a sliding glass door that leads to the patio. The heating unit and hot water heater have been replaced and the house has been re-piped with new copper piping. The yard is a low maintenance with landscaping rocks in the front and artificial grass in the back. Also, has mature avocado, apple, peach, persimmon, orange, pomegranate and lemon trees. An a oversized 3 car garage. House has new roof that was install earlier this month with a 30 year transferable warranty. New carpeting in 3 bedrooms and ceramic tile in the master bedroom. The property has no HOA or Melo Roos. Rare opportunity to own a single-family home in the much sought after, Canyon Crest neighborhood. Overlooking the hills of Camp Pendleton and only 1 mile from the San Luis Rey gate. Within 2 miles of the 2 Golf courses and the Oceanside bike trail where you can bike or walk to the beach. Neighborhood park is only 1/2 mile drive away. Convenient to schools, shopping and freeway. The house has a Open Floor plan with a spacious living and dinning room. A large kitchen with a new double oven and range top. A cozy breakfast nook overlooking the back yard and separate family room. Featuring 4 generous size bedrooms or 3 bedrooms with the optional office. The master bedroom has a walk in closet and a sliding glass door that leads to the patio. The heating unit and hot water heater have been replaced and the house has been re-piped with new copper piping. The yard is a low maintenance with landscaping rocks in the front and artificial grass in the back. Also, has mature avocado, apple, peach, persimmon, orange, pomegranate and lemon trees. An a oversized 3 car garage. House has new roof that was install earlier this month with a 30 year transferable warranty. New carpeting in 3 bedrooms and ceramic tile in the master bedroom. The property has no HOA or Melo Roos.

5179 Via Mindanao, Oceanside

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