Only condos and townhome complexes that are approved by the United States Department of Veterans Affairs will allow for a VA Loan. If a complex in San Diego County is not on the approved list than unfortunately a Veteran or Active Duty Military will not be able to use their VA Loan to purchase the property. The property can still be purchased but not with a VA Loan, possibly an FHA or Conventional Loan ca be used.
If you’re searching for VA Approved Real Estate in San Diego and have decided on a condo or townhome than you will need to find out if the complex that you’re looking at buying in is on the VA Approved List.
You can go to the United States Department of Veterans Affairs website by clicking this link:
On this VA Benefits Website you can search for the complex to see if it’s there. If it’s not listed on the site than the complex is not approved. Please keep in mind that the website is not very easy to use and can be somewhat confusing. It’s not really the fault of the Department of Veterans Affairs it’s that the complex name that you’re searching for has to be 100% correct. So if you got the name of the complex from a real estate website like Zillow, Redfin, our San Diego real estate website or anywhere online or even off of the sign in front of the complex it may not be how it’s registered with the Department of Veterans Affairs. If you want to know for sure than please ask us and we’ll do the research for you, it’s what we do and we love helping active duty military and veterans.
When a real estate agent enters data into the MLS or Multiple Listing Service, a real estate database where all listings that you see available for sale “with a few exceptions” are entered, agents don’t always enter the data correctly. “GIGO” Garbage In – Garbage Out! Human error has to be taken into account. An agent may put VA under Loan Type, but in reality they really don’t know if the complex is VA Approved. They may have seen another agent put VA under Loan Types for another listing in the complex but they may not have verified it. This happens more than you would think. It happens a lot! You can never assume that a complex is VA Approved from a real estate agent’s remarks, verbiage or “Loan Type” entry. It’s also important to never assume that a complex is not VA Loan approved unless you verify it or have us verify it for you.
Having helped hundreds of Active Duty Military, Veterans and their families has allowed The Lewis Team at Big Block Realty in San Diego the experience like no other real estate team in the area. When you choose us, you’re getting over 50 years combined experience and the experience of selling thousands of homes, many using VA Loans. We also have Veterans working as licensed real estate agents on our team, so we understand the military relocation and the need for attention to detail while helping Sailors and Marines transfer in and out of San Diego Bases. Regardless of which base you will be stationed at we have you covered with experts in all the surrounding communities.
Finding the right condo or townhome and verifying that the complex is VA Approved sets us apart from the completion. We’ll take the time to find out what you’re looking for and we will check the complexes to make sure that we find you the right unit in a VA Approved Complex. We are known as the San Diego Military Realtors because we work with so many Military Families and Veterans. We have helped many of them buy and sell multiple properties and have been referred to many of their co-workers in the military. We take pride in helping military and veterans and are always appreciated of their service in protecting us and our country. At The Lewis Team when it comes to real estate we have your back!
Questions about using your VA Loan to purchase a condo or townhome in San Diego?
When you’re ready to start your VA Home Search then let us know. Here at The Lewis Team we love helping active duty military and veterans.
Thank you for you service!
Let us help you with your VA Home Buying Process.
Dawn Lewis – San Diego Realtor with over 30 years experience!
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Based on information from California Regional Multiple Listing Service, Inc. as of . This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent.
Please contact The Lewis Team to find out if the San Diego real estate you like is 100% approved for a VA Loan 619-656-0655