VA Approved Condos in San Diego

Condos and Townhomes in San Diego County that are VA Loan Approved

Only condos and townhome complexes that are approved by the United States Department of Veterans Affairs will allow for a VA Loan. If a complex in San Diego County is not on the approved list than unfortunately a Veteran or Active Duty Military will not be able to use their VA Loan to purchase the property. The property can still be purchased but not with a VA Loan, possibly an FHA or Conventional Loan ca be used. Where can I find a VA Approved condo in San Diego

If you’re searching for VA Approved Real Estate in San Diego and have decided on a condo or townhome than you will need to find out if the complex that you’re looking at buying in is on the VA Approved List. 

On this VA Benefits Website you can search for the complex to see if it’s there. If it’s not listed on the site than the complex is not approved. Please keep in mind that the website is not very easy to use and can be somewhat confusing. It’s not really the fault of the Department of Veterans Affairs it’s that the complex name that you’re searching for has to be 100% correct. So if you got the name of the complex from a real estate website like Zillow, Redfin, our San Diego real estate website or anywhere online or even off of the sign in front of the complex it may not be how it’s registered with the Department of Veterans Affairs. If you want to know for sure than please ask us and we’ll do the research for you, it’s what we do and we love helping active duty military and veterans.

When a real estate agent enters data into the MLS or Multiple Listing Service, a real estate database where all listings that you see available for sale “with a few exceptions” are entered, agents don’t always enter the data correctly. “GIGO” Garbage In – Garbage Out! Human error has to be taken into account. An agent may put VA under Loan Type, but in reality they really don’t know if the complex is VA Approved. They may have seen another agent put VA under Loan Types for another listing in the complex but they may not have verified it. This happens more than you would think. It happens a lot! You can never assume that a complex is VA Approved from a real estate agent’s remarks, verbiage or “Loan Type” entry. It’s also important to never assume that a complex is not VA Loan approved unless you verify it or have us verify it for you. 

Having helped hundreds of Active Duty Military, Veterans and their families has allowed The Lewis Team at Big Block Realty in San Diego the experience like no other real estate team in the area. When you choose us, you’re getting over 50 years combined experience and the experience of selling thousands of homes, many using VA Loans. We also have Veterans working as licensed real estate agents on our team, so we understand the military relocation and the need for attention to detail while helping Sailors and Marines transfer in and out of San Diego Bases. Regardless of which base you will be stationed at we have you covered with experts in all the surrounding communities.

Finding the right condo or townhome and verifying that the complex is VA Approved sets us apart from the completion. We’ll take the time to find out what you’re looking for and we will check the complexes to make sure that we find you the right unit in a VA Approved Complex. We are known as the San Diego Military Realtors because we work with so many Military Families and Veterans. We have helped many of them buy and sell multiple properties and have been referred to many of their co-workers in the military. We take pride in helping military and veterans and are always appreciated of their service in protecting us and our country. At The Lewis Team when it comes to real estate we have your back!

Questions about using your VA Loan to purchase a condo or townhome in San Diego?

We’re here to help!

When you’re ready to start your VA Home Search then let us know. Here at The Lewis Team we love helping active duty military and veterans.

Thank you for you service!

Dawn Lewis San Diego Realtor

Let us help you with your VA Home Buying Process.

Dawn Lewis – San Diego Realtor with over 30 years experience!

619-981-3917

 

Newest VA Approved Condos in San Diego

$599,000
2 Beds 3 Baths PTP2607140 MLS ACTIVE Status
Welcome to 7056󠃳󠂠󠂀󠂠󠃢󠂁󠂢󠃢󠂁󠂣󠃢󠂁󠂣󠃍󠂏󠃍󠂏 Park Mesa Way #42, a light and inviting two-story townhome tucked into a peaceful community surrounded by mature eucalyptus trees. This 2-bedroom, 2.5-bath home offers approximately 1,100 sq. ft. with an open living and dining area, updated kitchen and bathrooms, and laminate flooring throughout the main living space. Enjoy the privacy of having no neighbors above or below, plus the convenience of in-unit laundry and a two-car garage. The community offers a solar-heated pool, tennis courts, volleyball area, and plenty of guest parking. Centrally located with convenient freeway access and just a short drive to Downtown San Diego, beaches, shopping, dining, and more. Welcome to 7056 Park Mesa Way #42, a light and inviting two-story townhome tucked into a peaceful community surrounded by mature eucalyptus trees. This 2-bedroom, 2.5-bath home offers approximately 1,100 sq. ft. with an open living and dining area, updated kitchen and bathrooms, and laminate flooring throughout the main living space. Enjoy the privacy of having no neighbors above or below, plus the convenience of in-unit laundry and a two-car garage. The community offers a solar-heated pool, tennis courts, volleyball area, and plenty of guest parking. Centrally located with convenient freeway access and just a short drive to Downtown San Diego, beaches, shopping, dining, and more.

7056 Park Mesa Way, Unit 42, Linda Vista

$799,000
2 Beds 2 Baths 260023095 MLS ACTIVE Status San Tropico BLDG.
Welcome to this󠃳󠂠󠂀󠂠󠃢󠂁󠂢󠃢󠂁󠂣󠃢󠂁󠂣󠃍󠂏󠃍󠂏 beautifully remodeled gem nestled in the highly desirable Sabre Springs community! Located within the TOP-Rated Poway Unified School District, this charming home offers comfort, style, and an ideal location. Step inside and be greeted by soaring ceilings that create a bright and spacious feel throughout the living and dining areas. Freshly painted interiors, brand-new carpet, and brand-new stove and microwave make this home truly move-in ready. Featuring 2 bedrooms, 2 bathrooms, and a versatile spacious loft, there’s plenty of room to make this home your own. Use the loft as an art studio, home office, game room, or your favorite private retreat to unwind at the end of a busy day. The inviting primary suite features a private en-suite bathroom and walk-in closet. A convenient laundry room adds to the functionality, while the spacious two-car garage with abundant built-in cabinetry provides excellent storage. Step outside onto the super cool private balcony, where you can relax in the evening, enjoy the refreshing breeze, and take in the peaceful surroundings. On weekends, gather with family and friends at the community pool and spa for the perfect place to unwind and enjoy the Southern California lifestyle. Centrally located in a beautifully maintained, clean, and welcoming community, this home combines convenience, comfort, and an exceptional lifestyle. Come see this lovely home and discover the perfect place to call your own!

12616 Springbrook Dr Unit Unit D, Rancho Bernardo/Sabre Springs/Carmel Mt Ranch

$450,000
2 Beds 2 Baths 260023084 MLS ACTIVE Status Mediterranean Villas BLDG.
Step into low-maintenance󠃳󠂠󠂀󠂠󠃢󠂁󠂢󠃢󠂁󠂣󠃢󠂁󠂣󠃍󠂏󠃍󠂏 living in this 2-bedroom, 1.5-bath townhome nestled within the gated Mediterranean Villas community in San Diego’s vibrant College Area. Featuring sleek luxury vinyl plank flooring throughout and a kitchen outfitted with upgraded appliances, this home effortlessly blends comfort and modern design. Enjoy seamless indoor-outdoor living with a spacious private patio—perfect for morning coffee or evening gatherings. The community enhances your lifestyle with a dedicated dog run and a recreational area tucked at the rear of the complex. A newly redone roof (2025) offers peace of mind, while the option to add in-unit laundry provides future flexibility and convenience. Complete with two parking spaces and located just minutes from SDSU, local dining, shopping, and entertainment, this home delivers both comfort and location. Step into stylish, low-maintenance living in this upgraded 2-bedroom, 1.5-bath townhome nestled within the gated Mediterranean Villas community in San Diego’s vibrant College Area. Featuring sleek luxury vinyl plank flooring throughout and a kitchen outfitted with upgraded appliances, this home effortlessly blends comfort and modern design. Enjoy seamless indoor-outdoor living with a spacious private patio—perfect for morning coffee or evening gatherings. The community enhances your lifestyle with a dedicated dog run and a recreational area tucked at the rear of the complex. A newly redone roof (2025) offers peace of mind, while the option to add in-unit laundry provides future flexibility and convenience. Complete with two parking spaces and located just minutes from SDSU, local dining, shopping, and entertainment, this home delivers both comfort and location.

4331 53rd St Unit 5, Talmadge/San Diego Central

$550,000
2 Beds 2 Baths 260023078 MLS ACTIVE Status Aviare BLDG.
Built in 2014,󠃳󠂠󠂀󠂠󠃢󠂁󠂢󠃢󠂁󠂣󠃢󠂁󠂣󠃍󠂏󠃍󠂏 this 2-bedroom, 2-bath end-unit townhome in the Aviare community of Village of Montecito at Otay Ranch has been lovingly maintained by its original owner. Warm, bright, and completely move-in ready, this one's waiting for you. Inside you'll feel it right away: an open, airy floor plan with a kitchen featuring granite countertops, stainless steel appliances, gas cooking, and an island where you can sit and enjoy a meal at any time of the day, or step outside to your private balcony to simply relax. The primary bedroom has an en-suite bathroom, dual sinks, and a walk-in closet. The home is equipped with other practical features such as a Nest thermostat, Ring doorbell, alarm system, a whole house fan and ceiling fans in both bedrooms as well as in the living room. And because this owner planned ahead, you won't be tackling big projects for years to come: a 16-panel solar system, newer HVAC unit, washer, dryer and dishwasher, a tankless water heater, whole-house water filtration system and softener, a UV air scrubber, new toilets, and LED recessed lighting all thoughtfully upgraded over the last 1 to 4 years. The one-car garage comes with an EV charger and overhead storage, plus a reserved parking spot just a few feet from the front door. Outside, resort-style amenities await, including two pools, spa, BBQ and picnic areas, clubhouse, gym, tennis and basketball courts, bocce ball, playgrounds and a large grass field. Close proximity to schools, parks, shopping, and entertainment. VA and FHA approved. This is one you just can't miss!

1450 Santa Diana Rd Unit 1, Chula Vista

$599,000
2 Beds 2 Baths PTP2607136 MLS ACTIVE Status
Rare Vista Del󠃳󠂠󠂀󠂠󠃢󠂁󠂢󠃢󠂁󠂣󠃢󠂁󠂣󠃍󠂏󠃍󠂏 Cerro end unit with only one attached neighbor! This distinctive 2BR/2BA, 1,176-sq.-ft. home is full of character, featuring soaring vaulted ceilings, a dramatic floor-to-ceiling white brick fireplace, warm wood accent wall and an open, light-filled living and dining area. Enjoy a gated entry plus a spacious southwest-facing patio perfect for relaxing, entertaining and enjoying beautiful San Diego sunsets. Oversized 2-car garage with laundry area adds outstanding convenience. Extensive improvements completed in 2026 include new furnace and HVAC evaporator coil, replacement of upstairs HVAC ductwork, acoustic/popcorn ceiling removal upstairs, drywall restoration, fresh interior paint in multiple areas, and substantial hall-bath improvements including a new shower and toilet. See disclosures and associated documents for details. Vista Del Cerro offers a community pool, spa and clubhouse and is conveniently located near Patrick Henry High School, Dailard Elementary, shopping, dining, parks, hiking and freeway access. End-unit privacy, architectural character, generous outdoor living and major recent improvements make this one well worth seeing! Rare Vista Del Cerro end unit with only one attached neighbor! This distinctive 2BR/2BA, 1,176-sq.-ft. home is full of character, featuring soaring vaulted ceilings, a dramatic floor-to-ceiling white brick fireplace, warm wood accent wall and an open, light-filled living and dining area. Enjoy a gated entry plus a spacious southwest-facing patio perfect for relaxing, entertaining and enjoying beautiful San Diego sunsets. Oversized 2-car garage with laundry area adds outstanding convenience. Extensive improvements completed in 2026 include new furnace and HVAC evaporator coil, replacement of upstairs HVAC ductwork, acoustic/popcorn ceiling removal upstairs, drywall restoration, fresh interior paint in multiple areas, and substantial hall-bath improvements including a new shower and toilet. See disclosures and associated documents for details. Vista Del Cerro offers a community pool, spa and clubhouse and is conveniently located near Patrick Henry High School, Dailard Elementary, shopping, dining, parks, hiking and freeway access. End-unit privacy, architectural character, generous outdoor living and major recent improvements make this one well worth seeing!

6740 Caminito Del Greco, Del Cerro

$509,000
2 Beds 3 Baths PTP2607133 MLS ACTIVE Status
Located in the󠃳󠂠󠂀󠂠󠃢󠂁󠂢󠃢󠂁󠂣󠃢󠂁󠂣󠃍󠂏󠃍󠂏 desirable Rancho Villas community, this spacious condo offers a comfortable floor plan and a great opportunity to make it your own. The inviting living room features a cozy fireplace, creating a warm and open feel. Spacious bedrooms offer plenty of room to relax, with high ceilings and ensuite bathrooms for added privacy and convenience. The primary suite features a walk-in closet and private deck. Enjoy outdoor living on the large back patio, perfect for relaxing or entertaining. Additional features include an attached one-car garage and access to the community pool. Conveniently located close to shopping, dining, schools, and major freeways. This well-priced home offers a great opportunity to own in the desirable Rancho Villas community. Located in the desirable Rancho Villas community, this spacious condo offers a comfortable floor plan and a great opportunity to make it your own. The inviting living room features a cozy fireplace, creating a warm and open feel. Spacious bedrooms offer plenty of room to relax, with high ceilings and ensuite bathrooms for added privacy and convenience. The primary suite features a walk-in closet and private deck. Enjoy outdoor living on the large back patio, perfect for relaxing or entertaining. Additional features include an attached one-car garage and access to the community pool. Conveniently located close to shopping, dining, schools, and major freeways. This well-priced home offers a great opportunity to own in the desirable Rancho Villas community.

12069 Calle De Medio 108 Unit 108, El Cajon

$710,000
3 Beds 4 Baths PTP2607123 MLS ACTIVE Status
Checkout this well-designed󠃳󠂠󠂀󠂠󠃢󠂁󠂢󠃢󠂁󠂣󠃢󠂁󠂣󠃍󠂏󠃍󠂏 condo in the Winding Walk Eastlake priced in range of $699,000 - $710,000. The home offers an open-concept layout with plenty of natural light, plantation shutters, newer washer/dryer and comfortable living spaces. Newer roof has just recently installed. Enjoy the convenience of a direct-access garage with a first floor bedroom and full bath. Community amenities, including a pool and spa. Conveniently located near shopping and dining just a couple minutes walk to Otay Ranch Town Center parks, and public transportation, with easy access to nearby freeways. A great opportunity to enjoy low-maintenance living in Eastlake Chula Vista. Checkout this well-designed condo in the Winding Walk Eastlake priced in range of $699,000 - $710,000. The home offers an open-concept layout with plenty of natural light, plantation shutters, newer washer/dryer and comfortable living spaces. Newer roof has just recently installed. Enjoy the convenience of a direct-access garage with a first floor bedroom and full bath. Community amenities, including a pool and spa. Conveniently located near shopping and dining just a couple minutes walk to Otay Ranch Town Center parks, and public transportation, with easy access to nearby freeways. A great opportunity to enjoy low-maintenance living in Eastlake Chula Vista.

1622 Gila Ct Unit 168, Chula Vista

$699,000
2 Beds 2 Baths NDP2608785 MLS ACTIVE Status San Tropico BLDG.
Enjoy The Sunny󠃳󠂠󠂀󠂠󠃢󠂁󠂢󠃢󠂁󠂣󠃢󠂁󠂣󠃍󠂏󠃍󠂏 San Diego Lifestyle In This 2 Bedroom, 2 Bath Home Nestled In A Quiet Cul-De-Sac In The Desirable San Tropico Community in Sabre Springs. The Front Door Leads Into The Open Concept Living Area Featuring A Cozy Fireplace And Access To A Private Covered Patio, Perfect For Enjoying Your Morning Coffee Or Relaxing In The Evening. The Dining Area Includes An Extra Large Walk-In Closet. The Kitchen Offers Quartz Counters, A Newer Gas Range And Electric Oven, Plus A Breakfast Bar. There Is A Separate Laundry Room Which Leads To The Deep One Car Garage With Abundant Storage. The Primary Bedroom Shares An En-Suite Primary Bath, Complete With Dual Vanity, Walk-In Shower & Walk-In Closet. The Secondary Bedroom Is Located Right Across From The Hall Bath. There Is A Second Parking Spot In The Driveway And Plenty Of Guest Parking Nearby. This Well-Maintained Community Enjoys A Sparkling Pool And Spa, Perfect For Sunning And Swimming. Conveniently Located Near I-15 And The 56 Freeways. Parks, Shopping, Casual Dining, Entertainment And Recreational Options Are Close By. This Home Is Located Within The Highly Acclaimed Poway Unified School District. Enjoy The Sunny San Diego Lifestyle In This 2 Bedroom, 2 Bath Home Nestled In A Quiet Cul-De-Sac In The Desirable San Tropico Community in Sabre Springs. The Front Door Leads Into The Open Concept Living Area Featuring A Cozy Fireplace And Access To A Private Covered Patio, Perfect For Enjoying Your Morning Coffee Or Relaxing In The Evening. The Dining Area Includes An Extra Large Walk-In Closet. The Kitchen Offers Quartz Counters, A Newer Gas Range And Electric Oven, Plus A Breakfast Bar. There Is A Separate Laundry Room Which Leads To The Deep One Car Garage With Abundant Storage. The Primary Bedroom Shares An En-Suite Primary Bath, Complete With Dual Vanity, Walk-In Shower & Walk-In Closet. The Secondary Bedroom Is Located Right Across From The Hall Bath. There Is A Second Parking Spot In The Driveway And Plenty Of Guest Parking Nearby. This Well-Maintained Community Enjoys A Sparkling Pool And Spa, Perfect For Sunning And Swimming. Conveniently Located Near I-15 And The 56 Freeways. Parks, Shopping, Casual Dining, Entertainment And Recreational Options Are Close By. This Home Is Located Within The Highly Acclaimed Poway Unified School District.

12680 Springbrook Dr Unit C, Rancho Bernardo/Sabre Springs/Carmel Mt Ranch

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