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    Who Pays for What in a Real Estate TransactionWho pays for what in a San Diego Real Estate Transaction

    The Seller Can Generally Expect to Pay for:

    • Real Estate Broker’s commission.
    • Due and payable property taxes, bonds, assessments.
    • Prorated taxes, interest, rent HOA dues (could be credit or debit)
    • Payoff all loans, other liens and judgements of record against the property (except those to be assumed by Buyer) including, but not limited to; accrued interest, demand/statement fee, re-conveyance fee, forwarding fee, late fees/prepayment penalty, if any.
    • Loan fees required by the Buyer’s Lender (specifically on FHA and VA loans)
    • Homeowners Association transfer fee, document fee and demand fee.
    • Pest control inspection reports and cost for repairs.
    • Home warranty plan.
    • Title insurance premium for Owner’s Policy.
    • Escrow fee (Seller’s portion).
    • Document preparation fee for Grant Deed and other recordable documents prepared for Seller’s benefit.
    • Demand processing fees.
    • Notary Public fees (10.00 per signature to be notarized).
    • Document signing service, if requested.
    • Documents recording charges.

    The Buyer Can Generally Expect to Pay for:

      • County Transfer Tax ($1.10 per $1,000 of sales price).
      • City Transfer Tax (varies by city).
      • Prorated taxes, interest, rent HOA dues (could be credit or debit)
      • Payable taxes (not yet delinquent) required to be paid in advance by Lender.
      • Inspection fees (physical, roofing, geological, etc.)
      • New financing costs, fees, prepaid interest and impounds, if any (except those costs to be paid by Seller, as required by Lender or as negotiated in Purchase Agreement) or Assumption costs if existing financing is to be assumed by Buyer.
      • Hazard insurance premium – year paid in advance.
      • Title insurance premium for Lender’s Policy.
      • Escrow fee (Buyer’s portion)
      • Document preparation fee for documents prepared for Buyer’s benefit.
      • Notary Public fees (10.00 per signature to be notarized).
      • Special delivery/courier fees/wire transfer, if utilized.
      • Documents recording charges.

    Dawn Lewis Realtor

     

    Are you ready to start your home buying process or sell your home in San Diego?

    Call me at 619-656-0655 we would love to help.

    Dawn Lewis San Diego Realtor Since 1989

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    The Lewis Team - Big Block Realty

    2820 Camino Del Rio South Suite 314 

    San Diego CA 92108 CalBRE #01885775 

    Main office phone number: 619-656-6700 

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