San Diego Short Sale Help

Experienced Guidance When You Owe More Than Your Home May Sell For

What is a short sale San Diego Short Sale Agent

If you are struggling with mortgage payments, facing a financial hardship, or concerned that you owe more than your San Diego property can sell for, you may be wondering whether a short sale could provide a way forward.

A short sale is not an ordinary real estate transaction. It involves selling a property for an amount that may be insufficient to pay the mortgage debt and other approved costs in full. Because one or more lenders must agree to accept less than the amount owed and release their liens, the sale generally cannot close without the required lender approvals.

The process can involve detailed financial documentation, strict deadlines, multiple lienholders, property valuation reviews, buyer negotiations, lender conditions, and extensive communication. That is why choosing an experienced San Diego short sale agent is so important.

Dawn Lewis and The Lewis Team at Real Broker provide experienced, responsive guidance to San Diego homeowners considering a short sale. We help owners understand the real estate side of the process, prepare the property for the market, assemble the transaction package, communicate with the mortgage servicer or its authorized representatives, negotiate with buyers, coordinate documentation, and work toward an approved closing.

Every homeowner's situation is different, and a short sale is not automatically the right solution. The first step is to examine your property, mortgage obligations, timing, goals, and available options carefully.

For confidential San Diego short sale help, call Dawn Lewis and The Lewis Team at 619-656-0655.

What Is a Short Sale?

A short sale occurs when a property is sold and the net sale proceeds are expected to be less than the total amount required to pay the mortgage liens and approved closing expenses. The word “short” refers to the shortage in the payoff—not the length of the transaction.

For example, a homeowner may owe more on a first mortgage, second mortgage, home-equity line, delinquent association account, or other lien than the property can reasonably sell for after closing costs. If the seller cannot bring enough money to closing to cover that shortage, approval may be requested from the affected creditor or creditors.

The owner still holds title and remains the seller. The property is marketed to buyers, an offer is negotiated, disclosures are completed, and escrow is opened much like a conventional sale. The significant difference is that the lender or lienholder must review the proposed transaction and decide whether to approve the reduced payoff and lien release.

A lender is not required to approve a short sale. Approval terms vary according to the loan, investor, servicer, property, hardship, valuation, offer, liens, program requirements, and applicable law. No real estate agent can guarantee approval, a particular timeline, debt forgiveness, relocation assistance, or a specific effect on credit or taxes.

When Might a San Diego Homeowner Consider a Short Sale?

Homeowners explore short sales for many reasons. A financial change may make the existing mortgage difficult to maintain, or a necessary sale may coincide with insufficient equity.

Circumstances can include:

Loss or reduction of household income
Increased mortgage payments or other housing expenses
Medical or caregiving expenses
Divorce or separation
Job transfer or relocation
Death of a contributing owner or household member
A required move combined with insufficient equity
Significant deferred maintenance or repair costs
Delinquent mortgage payments
An approaching foreclosure timeline
A property value below the total debt and selling expenses
Unsuccessful efforts to obtain another loss-mitigation solution

Missing payments is not the definition of a short sale, and a homeowner does not necessarily need to wait until foreclosure activity begins before requesting information. Requirements vary by servicer and investor. Contacting qualified professionals early generally provides more time to examine alternatives, collect documents, market the property, and respond to lender deadlines.

A Short Sale Should Begin With a Review of Your Options

A short sale is one possible response to mortgage difficulty, but it is not the only one. Depending on the homeowner, loan, income, hardship, property, and servicer, other possibilities could include a repayment plan, forbearance, loan modification, refinance, reinstatement, conventional sale, deed in lieu of foreclosure, or another available loss-mitigation option.

Homeowners who want to keep their property should contact their mortgage servicer promptly to ask about available programs. A HUD-approved housing counselor can also provide foreclosure-prevention counseling. HUD states that foreclosure-prevention counseling is available without charge through approved agencies.

The Lewis Team helps homeowners evaluate the property and real estate transaction, but we do not provide legal, tax, bankruptcy, lending, or credit-repair advice. Before deciding on a short sale, an owner should consider speaking with an attorney, qualified tax professional, HUD-approved housing counselor, and other appropriate advisors. This is particularly important when there are multiple liens, judgments, unpaid association charges, divorce proceedings, probate issues, bankruptcy, pending foreclosure activity, or questions about personal liability.

The San Diego Short Sale Process

No two short sales follow exactly the same path. The following overview explains the typical stages, but the lender may change its requirements or request additional information.

1. Initial Confidential Consultation

The process begins with a conversation about the property and the owner's situation. Dawn will ask questions such as:

Where is the property located?
What type of property is it?
Who holds title?
How many mortgage loans or other liens may exist?
What are the approximate loan balances?
Are payments current, late, or in active foreclosure proceedings?
Has a Notice of Default or Notice of Trustee's Sale been received?
Is there an HOA, and are the dues current?
Is the property owner-occupied, vacant, tenant-occupied, or used as a rental?
What repairs or maintenance issues are present?
Why does the owner need or want to sell?
Has the servicer offered or denied another loss-mitigation option?

This conversation helps identify urgency, possible complications, and the documents that may be needed. It is helpful to provide accurate information from the beginning. Unknown liens or deadlines discovered late can threaten an otherwise workable transaction.

2. Preliminary Property and Mortgage Review

Dawn and The Lewis Team will examine the property's likely market position using relevant comparable sales, active listings, pending competition, location, condition, improvements, parking, lot or unit characteristics, and current buyer demand.

The goal is to establish a defensible asking-price strategy. Pricing too high can prevent qualified buyers from submitting offers. Pricing far below market value can cause the lender to reject the transaction or demand a higher price.

The preliminary review may also identify title, HOA, tenant, condition, solar, permit, or access issues that require additional attention. A title and lien review is essential because a first mortgage may not be the only obligation that must be addressed.

3. Contacting the Mortgage Servicer

The homeowner normally contacts the mortgage servicer to ask about its short-sale or loss-mitigation procedures. The servicer may require written authorization before discussing the account with Dawn, a negotiator, escrow, or another authorized participant.

The owner should continue opening and reviewing every communication from the servicer, foreclosure trustee, HOA, taxing authority, court, and insurance provider. Listing a property or submitting a short-sale package does not automatically stop a foreclosure. Any sale date or legal deadline requires immediate attention from the appropriate professionals.

4. Preparing the Short-Sale Package

The lender typically requests a detailed package. Requirements vary, but documents may include:

Borrower authorization
Lender-specific application or loss-mitigation forms
Hardship letter or hardship explanation
Recent bank statements
Recent pay stubs or proof of income
Tax returns or signed tax forms
Monthly income-and-expense statement
Mortgage statements
HOA statements
Evidence of hardship
Listing agreement
Purchase contract and addenda
Estimated settlement or closing statement
Preliminary title report
Comparable-market information
Property photographs
Repair estimates when relevant
Buyer qualification or proof of funds
Arm's-length transaction certification

Documents must be complete, accurate, current, and consistent. Missing pages, unsigned forms, outdated financial statements, or unexplained deposits can delay review. The servicer may request updated documents more than once because financial paperwork often expires during the process.

Never alter or conceal information. Material facts, relationships between transaction participants, payments, credits, and agreements must be disclosed as required. The lender's arm's-length and anti-fraud requirements must be taken seriously.

You don't have to navigate your San Diego short sale alone

5. Preparing and Marketing the Property

A short-sale home should still be marketed professionally. Buyers and lenders need evidence that the property received reasonable exposure and that the accepted offer reflects current market conditions.

The Lewis Team can develop a customized marketing plan that may include:

Professional property photography
Accurate and persuasive listing copy
Placement in the applicable multiple listing service
Distribution to major real estate websites
Buyer-agent outreach
Digital and social-media marketing
Showing coordination
Feedback monitoring
Offer analysis and negotiation

The marketing should explain the property's strengths without hiding defects or misrepresenting the short-sale approval requirement. Required disclosures remain important in a short sale. Selling for less than the mortgage balance does not eliminate a seller's disclosure obligations.

6. Reviewing and Accepting a Buyer's Offer

The seller—not the lender—typically selects and accepts an offer subject to short-sale approval. The best offer is not always the one with the highest headline price. Important considerations include:

Purchase price
Buyer's financing and qualification
Cash contribution and proof of funds
Deposit
Inspection and appraisal terms
Requested credits or repairs
Closing timeline
Short-sale approval contingency
Ability to remain committed during lender review
Other transaction-specific terms

Once the seller accepts an offer, the complete transaction package is submitted for lender consideration. The contract should clearly address the short-sale contingency and the fact that lender approval may be required.

7. Lender Review and Property Valuation

The servicer reviews the homeowner's eligibility, financial documentation, hardship, title information, proposed settlement statement, buyer's offer, and transaction terms. It may order a broker price opinion, appraisal, automated valuation, or another evaluation of the property's market value.

The lender may:

Approve the offer and proposed terms
Request additional or updated documents
Require a higher sale price
Change allowable closing costs
Limit credits or concessions
Request a seller contribution when permitted
Negotiate payments to junior lienholders
Deny the request
Close the file if deadlines or document requirements are missed

If more than one lienholder is involved, each affected creditor may require separate review and approval. HOA liens, judgments, tax liens, solar obligations, and other claims can complicate the settlement. An approval from the first mortgage holder does not necessarily resolve every other lien.

8. Short-Sale Negotiation

This stage requires persistence, organization, and careful communication. Dawn and The Lewis Team track the real estate transaction, respond to requests within the permitted scope of representation, keep the buyer's agent informed, coordinate updated documentation, and work with escrow and other participants.

The objective is to demonstrate that the offer reflects the property's current market value and that the proposed closing is a reasonable resolution. If the lender counters, Dawn can help the seller evaluate the real estate terms and negotiate with the buyer when appropriate.

Lender review can take weeks or months. Timing depends on the servicer, investor, loan type, number of liens, completeness of the package, valuation, foreclosure status, buyer, and transaction complexity. A homeowner should not rely on a promised approval date unless it is confirmed in writing by the authorized decision-maker.

9. Reviewing the Written Approval

Verbal statements are not enough. Before moving toward closing, the seller should receive and carefully review the written approval terms.

The approval letter may address:

Approved purchase price and net proceeds
Closing deadline
Allowed commissions and closing expenses
Payments to junior lienholders
Seller contributions
Repair or credit limitations
Whether the seller may receive any funds
Treatment of the remaining loan balance
Continuing obligations, if any
Required affidavits or certifications

The wording concerning the unpaid balance can be extremely important. Sellers should have an attorney review legal questions and a qualified tax professional review possible tax consequences. Dawn can explain the real estate transaction, but she cannot provide a legal opinion about liability or a tax opinion about canceled debt.

10. Inspections, Appraisal, and Final Buyer Approval

Lender approval does not eliminate the buyer's contractual investigation or financing requirements. Depending on the agreement, the buyer may conduct inspections, review disclosures and HOA documents, obtain an appraisal, and complete loan underwriting.

Short-sale lenders frequently limit repairs and seller-paid credits. The property may be sold in its present condition, subject to the contract and applicable disclosure requirements. If an inspection reveals a major issue, any renegotiation may require additional lender approval.

11. Escrow and Closing

Escrow must follow the short-sale approval letter precisely. The closing statement, lien payments, commissions, credits, contributions, and closing date must be consistent with approved terms.

If the approval expires before closing, an extension may be required. Extensions are not automatic. Organized coordination among the seller, buyer, agents, escrow, title company, lenders, and other participants is critical.

At closing, title transfers to the buyer and approved funds are distributed. The seller should retain the approval letter, closing statement, loan correspondence, tax documents, and other records for future reference.

What Can Make a Short Sale More Complicated?

Several conditions can add time or additional approvals:

Two or more mortgage loans
Home-equity lines of credit
HOA delinquencies or liens
Property-tax liens
Judgments or other recorded claims
Solar leases or financing agreements
Federal, state, VA, FHA, or investor-specific requirements
Mortgage insurance
Bankruptcy or probate proceedings
Divorce or disagreements between owners
Tenant-occupied property
Major property damage
Unpermitted work
A scheduled foreclosure sale
Incomplete financial documents
Buyer cancellation during lender review
A lender valuation above the accepted price

Complications do not necessarily make a short sale impossible. They do make early investigation and experienced coordination more important.

Do You Have to Miss Mortgage Payments to Qualify?

Not necessarily. A lender's requirements depend on the loan, investor, servicer, hardship, and available program. Some homeowners request assistance before becoming delinquent; others seek help after missing payments or receiving foreclosure notices.

A real estate agent should not instruct an owner to stop making mortgage payments. That is a serious financial and legal decision. Homeowners should discuss payment questions directly with their servicer and appropriate financial, legal, or housing-counseling professionals.

Can a Short Sale Stop Foreclosure?

A short sale may be pursued as an alternative to foreclosure, but merely listing the property, accepting an offer, or submitting a package does not guarantee that foreclosure activity will stop. The homeowner must continue monitoring all notices and deadlines.

If a trustee's sale has been scheduled, the situation is urgent. The owner should immediately contact the servicer and consult qualified legal counsel regarding available rights and deadlines. Dawn and The Lewis Team can move quickly on the real estate portion, but only the lender, trustee, court, or another authorized party can confirm the status of foreclosure activity.

Will the Lender Forgive the Remaining Balance?

The answer depends on the written approval, loan type, lienholder, applicable law, and specific facts. California law provides certain anti-deficiency protections for qualifying short sales, but exceptions and other obligations may apply. The approval letter must be reviewed carefully, and homeowners should obtain legal advice concerning their own liability.

Do not assume that a lien release and a release of personal liability are automatically the same thing. The seller should understand exactly what each creditor is approving before closing.

Are There Tax Consequences After a Short Sale?

There may be. The IRS explains that canceled debt is generally taxable unless an exception or exclusion applies. A creditor may issue Form 1099-C after canceling debt. A property transfer may also create a reportable gain or loss depending on the debt, property, adjusted basis, and other circumstances.

Federal and California rules can change, and their application depends on the homeowner's facts. Sellers should consult a qualified tax professional before completing a short sale and again when preparing the applicable tax returns.

How Can a Short Sale Affect Credit and Future Homeownership?

A short sale, late mortgage payments, and related account reporting may affect credit. The exact effect varies according to the borrower's overall credit history, lender reporting, delinquency history, and future underwriting requirements.

Rules governing eligibility for another mortgage depend on the new loan program, lender, financial circumstances, and guidelines in effect at that time. Homeowners should obtain property-specific guidance from their loan servicer, a qualified lender, and credit professionals rather than relying on a generalized promise.

Can a Seller Receive Money From a Short Sale?

In many transactions, the seller cannot receive sale proceeds because the lender is accepting less than the amount owed. However, some programs or negotiated approvals may permit relocation assistance or another expressly approved payment.

Any payment to the seller or another party must be disclosed and authorized. A seller should never accept an undisclosed side payment, rebate, or agreement outside escrow.

How Is the Listing Price Determined?

The listing price should be supported by current market evidence. Dawn analyzes recent comparable sales, active and pending competition, condition, location, property type, improvements, repair needs, buyer demand, and local market trends.

The lender may conduct its own valuation and require a different price. A well-supported pricing and marketing record helps demonstrate that the property was exposed to the market and that the offer is reasonable.

Why Hire a San Diego Short Sale Expert?

Short sales require a combination of real estate knowledge, documentation discipline, communication, patience, and negotiation. An inexperienced approach can create preventable delays, cause documents to expire, weaken the lender submission, or allow important deadlines to be missed.

An experienced San Diego short sale agent can help:

Evaluate the property's current market value
Explain the real estate process and likely transaction stages
Identify potential liens and complications early
Develop a realistic pricing strategy
Market the property professionally
Screen and compare buyer offers
Prepare transaction documents accurately
Organize the lender-submission process
Track document and approval deadlines
Communicate with buyers and cooperating agents
Coordinate escrow, title, HOA, and transaction participants
Negotiate real estate terms and lender-required changes
Keep the transaction moving toward an approved closing

Why Work With Dawn Lewis and The Lewis Team?

Dawn Lewis brings more than 35 years of San Diego real estate experience to homeowners facing difficult property decisions. She understands that a potential short sale is not simply another listing. It can involve financial pressure, uncertainty, sensitive personal information, and urgent deadlines.

Dawn approaches the process with straightforward communication, careful preparation, professional marketing, and persistent follow-through. She and The Lewis Team work to ensure that sellers understand what is happening, what documentation is needed, and what the next step may be.

The Lewis Team can help you:

Review your San Diego property's likely market position
Understand how a short sale differs from a conventional sale
Prepare the home for sale based on your circumstances
Establish a defensible list-price strategy
Market the property to qualified buyers
Evaluate offers and transaction strength
Coordinate the short-sale submission and real estate documentation
Respond to requests and track lender review
Work with escrow, title, buyers, agents, and authorized parties
Manage the transaction through closing if approval is obtained

No agent can guarantee lender approval or a particular outcome. What Dawn can provide is experienced representation, honest communication, organized transaction management, and a focused effort to help you pursue a workable solution.

Frequently Asked Questions About San Diego Short Sales

How long does a San Diego short sale take?

Timing varies. Lender review can take weeks or months depending on the servicer, investor, loan type, number of liens, documentation, valuation, foreclosure status, and buyer. Approval and closing deadlines should always be confirmed in writing.

Can I sell before I miss a payment?

Possibly. Requirements vary by lender and program. Contact the mortgage servicer and appropriate advisors before making decisions about mortgage payments.

Who approves the sale?

The seller accepts the buyer's offer, but each affected lienholder generally must approve the reduced payoff and lien release before the transaction can close.

Can there be more than one mortgage?

Yes, but all liens affecting the sale must be addressed. A second mortgage, HELOC, HOA lien, judgment, tax lien, or other claim may require separate negotiation or approval.

Does a short sale automatically stop a foreclosure?

No. Listing or submitting a short sale does not automatically stop foreclosure. Continue monitoring every notice and consult the servicer and legal counsel about urgent deadlines.

Will I owe money after closing?

That depends on the approval terms, loan, applicable law, and other obligations. Have a qualified attorney review questions about liability and the lender's written approval.

Will canceled mortgage debt be taxable?

It may be. Federal and California exclusions or exceptions may apply, but the result is fact-specific. Consult a qualified tax professional.

Do I still need to disclose property defects?

Yes. A short sale does not automatically remove applicable seller disclosure duties. Complete disclosures carefully and honestly.

Can the lender require a higher price?

Yes. After reviewing an appraisal or broker price opinion, the lender may counter at a higher price or request changes to costs and transaction terms.

Can the seller receive relocation assistance?

Some programs or approvals may allow it, but it is never guaranteed. Any payment must be fully disclosed and expressly approved.

Why should I contact a short sale agent early?

Early contact provides more time to evaluate the property, collect documents, identify liens, market the home, obtain an offer, and respond to lender or foreclosure deadlines.

Contact a San Diego Short Sale Expert Today

If you are worried about your mortgage, owe more than your San Diego property may sell for, or have received a foreclosure-related notice, you do not have to navigate the real estate process alone.

Contact Dawn Lewis for a confidential conversation about your property and the steps involved in a possible short sale. Dawn and The Lewis Team can evaluate the real estate situation, explain the process, answer your questions, and help you determine the next appropriate step.

Dawn Lewis
Short Sale Expert
The Lewis Team at Real Broker
California DRE #01042809
Call or text: 619-656-0655
Website: DawnSellsSanDiego.com

This page provides general real estate information and is not legal, tax, bankruptcy, lending, credit, or financial advice. Short-sale requirements and outcomes vary. Homeowners should consult their mortgage servicer and qualified legal, tax, financial, and housing-counseling professionals concerning their individual circumstances.

Newest Short Sales in San Diego

$690,000

3 Beds ⋅ 3 Baths ⋅ 260022469 MLS ⋅ ACTIVE Status ⋅ Avila BLDG.

This is a Short Sale! Welcome to this very nice condo located in one of the most sought after neighborhoods in Otay Ranch. Boosting a very low HOA, this property will not disappoint! Enjoy beautiful tile and luxury vinyl plank floors, a cozy fire place with an open floor plan. Granite countertops with stainless steel appliances adorn the kitchen while the Master Bedroom has it's own ensuite bath. Take a dip in the pool or relax in the lovely backyard after a hard day's work.

1640 Calle De La Flor, Chula Vista

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SHORT SALE APPROVAL AT $295K. NEED TO CLOSE ESCROW WITHIN 45 DAYS. Welcome to one of the lowest-priced condos currently available in San Diego; an incredible opportunity to own for just $295,000. This 1-bedroom, 1-bath, 600 sq ft home is perfect for first-time buyers, VA and FHA buyers, or investors looking for strong entry-level value in a high-demand market. Built in 1979 and located in a gated, pet-friendly community in Spring Valley, this condo offers a functional and efficient layout with comfortable living space, assigned parking, and access to a community pool; perfect for enjoying San Diego year-round sunshine and lifestyle. The low HOA keeps monthly expenses manageable, while both VA and FHA approval make this property highly accessible with low down payment options. Whether you're looking to stop renting, build equity, or secure a rental property in San Diego, this is a rare opportunity at a price point that's becoming increasingly difficult to find. Conveniently located near the 94 and 125 freeways and less than 20 minutes from Downtown San Diego, this home offers easy access to shopping, dining, and major employment hubs;making it ideal for both homeowners and commuters. THIS IS A SHORT SALE SHORT SALE APPROVAL AT $295K. NEED TO CLOSE ESCROW WITHIN 45 DAYS. Welcome to one of the lowest-priced condos currently available in San Diego; an incredible opportunity to own for just $295,000. This 1-bedroom, 1-bath, 600 sq ft home is perfect for first-time buyers, VA and FHA buyers, or investors looking for strong entry-level value in a high-demand market. Built in 1979 and located in a gated, pet-friendly community in Spring Valley, this condo offers a functional and efficient layout with comfortable living space, assigned parking, and access to a community pool; perfect for enjoying San Diego year-round sunshine and lifestyle. The low HOA keeps monthly expenses manageable, while both VA and FHA approval make this property highly accessible with low down payment options. Whether you're looking to stop renting, build equity, or secure a rental property in San Diego, this is a rare opportunity at a price point that's becoming increasingly difficult to find. Conveniently located near the 94 and 125 freeways and less than 20 minutes from Downtown San Diego, this home offers easy access to shopping, dining, and major employment hubs;making it ideal for both homeowners and commuters. THIS IS A SHORT SALE

9860 Dale Ave Unit C3, Spring Valley

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3 Beds ⋅ 4 Baths ⋅ NDP2608407 MLS ⋅ ACTIVE Status ⋅ Eclipse BLDG.

Welcome to this stunning, nearly new 2024 three-story townhome in South Escondidos Eclipse community. This beautifully upgraded 3-bedroom, 2 full bath + 2 half-bath townhome offers an exceptional blend of space, style, and value. Boasting a bright, open modern floor plan across three levels, it features a spacious bonus room ideal for a home office, gym, or extra living space. The owners invested heavily in premium upgrades throughout: beautiful designer flooring, fresh paint, a gourmet kitchen with upgraded appliances, and fully paid-off solar panels that provide substantial energy savings. An included LG washer and dryer complete this turnkey, move-in-ready gem that far exceeds builder-grade standards. What truly sets this home apart is its community. Eclipse is the only townhouse complex in South Escondido offering true resort-style amenities paired with a low HOA fee. Residents enjoy a sparkling pool and spa, fitness center, clubhouse, and beautifully maintained groundsdelivering luxury living and everyday convenience without the high costs typically associated with such amenities. Dont miss your chance to own this upgraded, energy-efficient townhome in the only resort-style townhouse community South Escondido has to offer. Welcome to this stunning, nearly new 2024 three-story townhome in South Escondidos Eclipse community. This beautifully upgraded 3-bedroom, 2 full bath + 2 half-bath townhome offers an exceptional blend of space, style, and value. Boasting a bright, open modern floor plan across three levels, it features a spacious bonus room ideal for a home office, gym, or extra living space. The owners invested heavily in premium upgrades throughout: beautiful designer flooring, fresh paint, a gourmet kitchen with upgraded appliances, and fully paid-off solar panels that provide substantial energy savings. An included LG washer and dryer complete this turnkey, move-in-ready gem that far exceeds builder-grade standards. What truly sets this home apart is its community. Eclipse is the only townhouse complex in South Escondido offering true resort-style amenities paired with a low HOA fee. Residents enjoy a sparkling pool and spa, fitness center, clubhouse, and beautifully maintained groundsdelivering luxury living and everyday convenience without the high costs typically associated with such amenities. Dont miss your chance to own this upgraded, energy-efficient townhome in the only resort-style townhouse community South Escondido has to offer.

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A beautifully positioned 3 bed, 2.5 bath home nestled in the scenic hills of San Diego Country Estates in Ramona, offering space, views, and incredible potential. Surrounded by mature landscaping and set on a picturesque lot, this home welcomes you with a layout designed for both everyday living and entertaining. The kitchen features Bosch stainless steel appliances, a large center island, and mountain views that make it the heart of the home. Step outside to a private backyard retreat complete with an expansive deck, spacious patio, custom pool, and pergolaperfect for enjoying panoramic views and San Diego sunsets. Additional highlights include a solar system to help offset energy costs and generous indoor-outdoor living spaces throughout. This is a rare opportunity to own a view property in San Diego Country Estates with strong upside and long-term value. Buyer to qualify for and assume existing solar lease. Short sale. Subject to lender approval. Property to be sold as-is. A beautifully positioned 3 bed, 2.5 bath home nestled in the scenic hills of San Diego Country Estates in Ramona, offering space, views, and incredible potential. Surrounded by mature landscaping and set on a picturesque lot, this home welcomes you with a layout designed for both everyday living and entertaining. The kitchen features Bosch stainless steel appliances, a large center island, and mountain views that make it the heart of the home. Step outside to a private backyard retreat complete with an expansive deck, spacious patio, custom pool, and pergolaperfect for enjoying panoramic views and San Diego sunsets. Additional highlights include a solar system to help offset energy costs and generous indoor-outdoor living spaces throughout. This is a rare opportunity to own a view property in San Diego Country Estates with strong upside and long-term value. Buyer to qualify for and assume existing solar lease. Short sale. Subject to lender approval. Property to be sold as-is.

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Set on an oversized 11,100 square foot view lot in Oceanside's established Mesa Margarita neighborhood, 5074 Gold Drive is a single-story 4-bedroom, 2-bath home with a pool, a spa, and room to grow. Inside you'll find an open living and dining area, laminate and LVP flooring, some fresh interior paint, central heat and air conditioning, and ceiling fans throughout. The kitchen offers white cabinetry, a gas range, and a stainless refrigerator, ready to use now or make your own. The two bathrooms are clean and updated. Out back is where this home shines: a full-length covered patio, a private pool with attached spa, mature palms, and elevated views over the valley. The quarter-acre lot includes a long gated driveway with room for RV or boat parking, an attached 2-car garage, and plenty of space for an ADU or future expansion. You're minutes from Walmart, Target, and grocery shopping, close to Buchanan Park and Guajome Regional Park, and near the bike trail that runs all the way to Oceanside Harbor and the beach. Space, a pool, and a view at this price point are hard to find. Come take a look.

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PRICED AGGRESSIVELY BELOW MARKET VALUE! Excellent opportunity to own a spacious home in the Camden Place community of Escondido. This well-designed floor plan features 3 bedrooms upstairs plus a downstairs office/den with the potential to be converted into a 4th bedroom. The spacious primary suite offers a large private bathroom and generous walk-in closet. The main level includes a formal dining room, comfortable family room, and kitchen with appliances included. The downstairs office/den provides additional flexibility for a home office, guest room, playroom, or future bedroom. Property is being sold AS-IS and is priced to reflect its current condition. This is a short sale that is subject to bank approval. A great opportunity for a buyer looking for space, value, and the ability to make a home their own. PRICED AGGRESSIVELY BELOW MARKET VALUE! Excellent opportunity to own a spacious home in the Camden Place community of Escondido. This well-designed floor plan features 3 bedrooms upstairs plus a downstairs office/den with the potential to be converted into a 4th bedroom. The spacious primary suite offers a large private bathroom and generous walk-in closet. The main level includes a formal dining room, comfortable family room, and kitchen with appliances included. The downstairs office/den provides additional flexibility for a home office, guest room, playroom, or future bedroom. Property is being sold AS-IS and is priced to reflect its current condition. This is a short sale that is subject to bank approval. A great opportunity for a buyer looking for space, value, and the ability to make a home their own.

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$1,795,000

4 Beds ⋅ 5 Baths ⋅ NDP2608073 MLS ⋅ ACTIVE Status

Short Sale Opportunity! 4 professionally designed and large fully furnished units down to the linens and kitchenware. STR guest-ready in the heart of Golden Hill, just minutes from downtown, Balboa Park, and the airport, in a 1940s historic Craftsman. Unit mix consists of one 2-bed/2-bath unit, two 1-bed/1-bath units, and a tiny house studio/1 bath. Property is set up and staged for short-term rental from the moment you take ownership. The infrastructure is already in place. Curated kitchens, cohesive decor, quality finishes, and a historic Craftsman character that guests simply cannot find in a hotel or a condo. Golden Hill is exactly the kind of walkable, personality-rich neighborhood that short-term rental guests seek out and return to. Recent capital improvements include a newer roof, dual-pane windows, and solar (PPA). Three units are individually metered, three include in-unit stackable washer/dryers, and off-street parking accommodates five to six vehicles, a rare operational advantage in this part of the city. 3 units are located in the main house. The tiny house studio unit is a separate structure in the back of the property and is non-conforming. Beyond short-term rental, this property supports a range of investment strategies. Mid-term rentals catering to traveling nurses and corporate professionals. Multigenerational families will find flexibility in distinct living spaces under one roof. House hackers can live in one unit and let the remaining three offset or eliminate their mortgage entirely. The layouts and the setup support whichever direction makes the most Short Sale Opportunity! 4 professionally designed and large fully furnished units down to the linens and kitchenware. STR guest-ready in the heart of Golden Hill, just minutes from downtown, Balboa Park, and the airport, in a 1940s historic Craftsman. Unit mix consists of one 2-bed/2-bath unit, two 1-bed/1-bath units, and a tiny house studio/1 bath. Property is set up and staged for short-term rental from the moment you take ownership. The infrastructure is already in place. Curated kitchens, cohesive decor, quality finishes, and a historic Craftsman character that guests simply cannot find in a hotel or a condo. Golden Hill is exactly the kind of walkable, personality-rich neighborhood that short-term rental guests seek out and return to. Recent capital improvements include a newer roof, dual-pane windows, and solar (PPA). Three units are individually metered, three include in-unit stackable washer/dryers, and off-street parking accommodates five to six vehicles, a rare operational advantage in this part of the city. 3 units are located in the main house. The tiny house studio unit is a separate structure in the back of the property and is non-conforming. Beyond short-term rental, this property supports a range of investment strategies. Mid-term rentals catering to traveling nurses and corporate professionals. Multigenerational families will find flexibility in distinct living spaces under one roof. House hackers can live in one unit and let the remaining three offset or eliminate their mortgage entirely. The layouts and the setup support whichever direction makes the most sense for your goals. Few acquisitions come this ready. The design work, the furnishings, the setup, it is already done. This property is being sold as a short sale and is subject to lender approval.

2683-85 C St, Golden Hill

$529,999

2 Beds ⋅ 3 Baths ⋅ PTP2606538 MLS ⋅ ACTIVE Status

Welcome to this beautiful tri-level townhome tucked in the desirable La Presa neighborhood. This spacious townhome features two private ensuite bedrooms. The primary suite offers beautiful canyon views and a private balcony, while the second bedroom suite features its own versatile loft space that could potentially be used as a third bedroom a home office or playroom. The home offers upgraded flooring, fresh interior paint, and upgraded kitchen. Enjoy the convenience of a 1-car attached garage, and additional assigned parking space, and plenty of guest parking. Community amenities include a sparkling pool, dog run, and scenic walking trails. A wonderful opportunity to enjoy comfort, flexibility, and beautiful canyon views in welcoming community. Welcome to this beautiful tri-level townhome tucked in the desirable La Presa neighborhood. This spacious townhome features two private ensuite bedrooms. The primary suite offers beautiful canyon views and a private balcony, while the second bedroom suite features its own versatile loft space that could potentially be used as a third bedroom a home office or playroom. The home offers upgraded flooring, fresh interior paint, and upgraded kitchen. Enjoy the convenience of a 1-car attached garage, and additional assigned parking space, and plenty of guest parking. Community amenities include a sparkling pool, dog run, and scenic walking trails. A wonderful opportunity to enjoy comfort, flexibility, and beautiful canyon views in welcoming community.

8715 Spring Canyon Dr, Spring Valley

$460,000

2 Beds ⋅ 1 Baths ⋅ NDP2608060 MLS ⋅ ACTIVE Status

COSMETIC FIXER + SHORT SALE OPPORTUNITY! Bring your vision and make this Oceanside home your own. This 2-bedroom, 1-bath, approximately 1,017 sq. ft. single-story condo offers an opportunity for buyers looking to add their personal touches and build value at an attractive price. The spacious floor plan features vaulted ceilings, abundant natural light and a fireplace, creating a great foundation for a stylish transformation. The open living and dining areas flow into the kitchen, while two generously sized bedrooms provide comfortable living space. Outside, enjoy a private, fully fenced patio with plenty of potential for creating your own outdoor retreat. Additional features include interior laundry, a detached one-car garage, additional parking, and solar with battery storage. The community offers pools and spa, and the convenient Oceanside location provides easy access to shopping, dining, parks, Camp Pendleton, Highway 76 and I-5. A great opportunity for a buyer willing to put in some cosmetic work and create something special. Bring your ideas, add your own style and take advantage of the potential this home has to offer. Short sale purchase price and terms are subject to lender approval. Solar is $171 per month. COSMETIC FIXER + SHORT SALE OPPORTUNITY! Bring your vision and make this Oceanside home your own. This 2-bedroom, 1-bath, approximately 1,017 sq. ft. single-story condo offers an opportunity for buyers looking to add their personal touches and build value at an attractive price. The spacious floor plan features vaulted ceilings, abundant natural light and a fireplace, creating a great foundation for a stylish transformation. The open living and dining areas flow into the kitchen, while two generously sized bedrooms provide comfortable living space. Outside, enjoy a private, fully fenced patio with plenty of potential for creating your own outdoor retreat. Additional features include interior laundry, a detached one-car garage, additional parking, and solar with battery storage. The community offers pools and spa, and the convenient Oceanside location provides easy access to shopping, dining, parks, Camp Pendleton, Highway 76 and I-5. A great opportunity for a buyer willing to put in some cosmetic work and create something special. Bring your ideas, add your own style and take advantage of the potential this home has to offer. Short sale purchase price and terms are subject to lender approval. Solar is $171 per month.

403 Los Arbolitos Blvd, Oceanside

$330,000

3 Beds ⋅ 2 Baths ⋅ 260020470 MLS ⋅ ACTIVE Status

Three-bedroom home situated on a half acre with stunning desert views! Large picture windows framing the majestic landscape, allowing natural light to flood the space and offering uninterrupted views of the desert's beauty. This super home boasts updated kitchen, guest bath, cozy fireplace and solar that is owned by the seller. Property also has a backup propane generator. Excellent central location offers convenience, and easy access to amenities. A quiet cul-de-sac adds an extra layer of tranquility. An ideal place for those seeking both convenience and peace. Borrego Springs is one of only a handful of International Dark Sky Communities in the world. Borrego Springs is located in the low desert unincorporated area of northeastern San Diego County. Borrego Springs is a winter resort destination and we welcome the "snow birds" who arrive from colder climates to warm up during the winter. Borrego Springs is less than a 2 hour drive from San Diego or Palm Springs. Borrego Springs is a village within a park, completely surrounded and protected by the Anza-Borrego Desert State Park, is the largest desert state park in the contiguous United States with over 660,000 acres. This desert community is miles away from the nearest stoplight and we have no big box or chain stores. The slower uncomplicated pace and the scenic beauty, add to your rustic, authentic, desert experience. It is a special place, in all seasons. Activities include, nature walks, off-roading, hiking, biking, watching the wildlife, photography or star gazing. Borrego Springs is an active community for young and old alike with a desirable small town atmosphere. The elevation of the Borrego Valley Airport is approximately 520'. The summers are very hot, the rest of the year has pretty nice weather!

3251 Frying Pan, Borrego

$509,000

3 Beds ⋅ 3 Baths ⋅ PTP2606326 MLS ⋅ PENDING Status

Beautiful 3-Bedroom Townhome in Desirable Otay Ranch Welcome to this beautiful 3-bedroom, 2.5-bath townhome located in the desirable, family-friendly Monet community of Otay Ranch. Featuring an inviting open-concept floor plan, this home offers a wonderful flow between the kitchen, living room, and entrywayperfect for everyday living and entertaining. The main living area features beautiful cherry wood-tone flooring, creating a warm and elegant atmosphere. The spacious kitchen is designed for both functionality and entertaining, featuring granite countertops, a convenient center island, and an open view to the living area. Upstairs, the generously sized primary suite provides a comfortable retreat with a huge walk-in closet and a private bathroom featuring a dual-sink vanity. Two additional bedrooms are spacious and versatile, offering plenty of room for family, guests, a home office, or a personal space. Ideally situated in Otay Ranch, this home combines comfort, style, and convenience in a welcoming community. A wonderful opportunity to own a beautiful townhome in one of the area's most desirable family-friendly neighborhoods! Beautiful 3-Bedroom Townhome in Desirable Otay Ranch Welcome to this beautiful 3-bedroom, 2.5-bath townhome located in the desirable, family-friendly Monet community of Otay Ranch. Featuring an inviting open-concept floor plan, this home offers a wonderful flow between the kitchen, living room, and entrywayperfect for everyday living and entertaining. The main living area features beautiful cherry wood-tone flooring, creating a warm and elegant atmosphere. The spacious kitchen is designed for both functionality and entertaining, featuring granite countertops, a convenient center island, and an open view to the living area. Upstairs, the generously sized primary suite provides a comfortable retreat with a huge walk-in closet and a private bathroom featuring a dual-sink vanity. Two additional bedrooms are spacious and versatile, offering plenty of room for family, guests, a home office, or a personal space. Ideally situated in Otay Ranch, this home combines comfort, style, and convenience in a welcoming community. A wonderful opportunity to own a beautiful townhome in one of the area's most desirable family-friendly neighborhoods!

1460 Canvas Dr Unit 4, Chula Vista

$429,999

2 Beds ⋅ 2 Baths ⋅ PTP2606314 MLS ⋅ ACTIVE Status

Experience comfort and convenience in this charming 2-bedroom, 2-bath Lakeshore Villas condo near Camp Pendleton. This second-floor unit features a spacious balcony with side-by-side washer and dryer, plus covered parking and ample guest parking. The community offers a pool and spa, with HOA dues covering water, sewer, trash, exterior maintenance, and more. Located next to Libby Lake Park and minutes from shopping, schools, Oceanside Harbor, and North County beaches. VA-approved and priced to sellperfect for a first-time buyer or investment! Experience comfort and convenience in this charming 2-bedroom, 2-bath Lakeshore Villas condo near Camp Pendleton. This second-floor unit features a spacious balcony with side-by-side washer and dryer, plus covered parking and ample guest parking. The community offers a pool and spa, with HOA dues covering water, sewer, trash, exterior maintenance, and more. Located next to Libby Lake Park and minutes from shopping, schools, Oceanside Harbor, and North County beaches. VA-approved and priced to sellperfect for a first-time buyer or investment!

513 Calle Montecito 64 Unit 64, Oceanside

$200,000

1 Beds ⋅ 1 Baths ⋅ SW26180183 MLS ⋅ ACTIVE Status

Welcome to Escondido Village, a gated community conveniently located near shopping, dining, public transportation and major commuter routes. This 1-bedroom, 1-bath condominium offers approximately 865 square feet of comfortable living space with an open layout, a living-room fireplace, central air conditioning and a private balcony. The unit is on the 1st floor. Community amenities include a pool, spa, clubhouse, elevator, laundry facilities and assigned parking. The HOA assessment is $748 per month and is reported to include water, sewer, trash and common-area maintenance; buyer to verify all property and HOA information. Welcome to Escondido Village, a gated community conveniently located near shopping, dining, public transportation and major commuter routes. This 1-bedroom, 1-bath condominium offers approximately 865 square feet of comfortable living space with an open layout, a living-room fireplace, central air conditioning and a private balcony. The unit is on the 1st floor. Community amenities include a pool, spa, clubhouse, elevator, laundry facilities and assigned parking. The HOA assessment is $748 per month and is reported to include water, sewer, trash and common-area maintenance; buyer to verify all property and HOA information.

1040 E Washington 20 Unit 20, Escondido

$469,500

2 Beds ⋅ 2 Baths ⋅ PTP2605949 MLS ⋅ ACTIVE Status

Welcome to this beautifully appointed residence in the highly desirable Rancho San Diego community, where comfort, style, and scenic mountain views come together. Thoughtfully designed and move-in ready, this exceptional home offers an effortless blend of elegance and everyday living. The light-filled open-concept floor plan showcases sweeping mountain views from the living room and bedrooms, creating a peaceful and picturesque backdrop throughout the home. The spacious living area is anchored by a cozy fireplace and flows seamlessly into the dining area and well-equipped kitchen, making it ideal for both intimate evenings and effortless entertaining. Premium appliances, including an upgraded gas range, microwave, dishwasher, refrigerator, washer, and dryer, are all included. Step outside to your private balcony and savor breathtaking mountain vistas and refreshing California breezesthe perfect setting for morning coffee or relaxing at sunset. Beautiful hard-surface flooring extends throughout the home, offering timeless appeal and easy maintenance. The thoughtfully designed split-bedroom floor plan provides exceptional privacy, with the luxurious primary suite tucked away from the secondary bedroom and full bath, making it ideal for guests, family, or a dedicated home office. Additional conveniences include one covered parking space, two additional parking spaces, and a private storage area. Enjoy resort-style amenities just moments from your door, including a sparkling community pool, newly updated tennis courts, brand-new pickleball courts, beautifully maintained parks f Welcome to this beautifully appointed residence in the highly desirable Rancho San Diego community, where comfort, style, and scenic mountain views come together. Thoughtfully designed and move-in ready, this exceptional home offers an effortless blend of elegance and everyday living. The light-filled open-concept floor plan showcases sweeping mountain views from the living room and bedrooms, creating a peaceful and picturesque backdrop throughout the home. The spacious living area is anchored by a cozy fireplace and flows seamlessly into the dining area and well-equipped kitchen, making it ideal for both intimate evenings and effortless entertaining. Premium appliances, including an upgraded gas range, microwave, dishwasher, refrigerator, washer, and dryer, are all included. Step outside to your private balcony and savor breathtaking mountain vistas and refreshing California breezesthe perfect setting for morning coffee or relaxing at sunset. Beautiful hard-surface flooring extends throughout the home, offering timeless appeal and easy maintenance. The thoughtfully designed split-bedroom floor plan provides exceptional privacy, with the luxurious primary suite tucked away from the secondary bedroom and full bath, making it ideal for guests, family, or a dedicated home office. Additional conveniences include one covered parking space, two additional parking spaces, and a private storage area. Enjoy resort-style amenities just moments from your door, including a sparkling community pool, newly updated tennis courts, brand-new pickleball courts, beautifully maintained parks featuring upgraded barbecue grills, and multiple inviting gathering areas designed for entertaining with friends and family. Perfectly situated near premier shopping, dining, golf, parks, and top-rated schools, with convenient access to major commuter routes, this is a rare opportunity to experience the best of Rancho San Diego living in a home that truly has it all.

3045 Blue Oak Ct, Spring Valley

$699,000

3 Beds ⋅ 3 Baths ⋅ PTP2605916 MLS ⋅ ACTIVE Status

Short Sale, at The Peak, gated community, w no Mello Roos. Close to 76,78, 15 fwys, CSU San Marcos, Camp Pendleton, schools and shopping. This premier lot is located in the corner and by the pool with sunset views. Energy efficient upgrades include tankless water heater, solar panels, multiple ceiling fans, LED lighting, dual-paned windows, and whole house fan so you may improve the air circulation in the home. Open concept with center island and plank flooring at entry, quartz countertops, stainless appliances, and plank flooring are ideal features. Upstairs laundry has a separate laundry room (washer/dryer connection is has both gas/electric) with cabinetry in the hallway. Master bedroom has an en-suite with large walk-in closet, shower, and both upstairs bathrooms have dual sink vanities. The Peak at Delpy's corner offers ample guest parking, playgrounds with rubber cushioning, BBQ, resort pool with spa, showers, fire pits, pet paths, and multiple BBQ areas.Schedule your private viewing today ! * * * All measurements are approximate. Buyer(s), Brokers, and Selling Agents should verify measurements and complete thorough inspection and investigations, prior to close of escrow, to satisfy themselves with the current condition of the property. Buyer(s) to verify and approve all data, reports, inspections, permits, title, MLS, and all information pertaining to the property prior to removal of contingencies. All contracts/offers are subject to seller approval and any offers or counteroffers by seller are not binding unless the entire agreement is ratified by all parties. Short Sale, at The Peak, gated community, w no Mello Roos. Close to 76,78, 15 fwys, CSU San Marcos, Camp Pendleton, schools and shopping. This premier lot is located in the corner and by the pool with sunset views. Energy efficient upgrades include tankless water heater, solar panels, multiple ceiling fans, LED lighting, dual-paned windows, and whole house fan so you may improve the air circulation in the home. Open concept with center island and plank flooring at entry, quartz countertops, stainless appliances, and plank flooring are ideal features. Upstairs laundry has a separate laundry room (washer/dryer connection is has both gas/electric) with cabinetry in the hallway. Master bedroom has an en-suite with large walk-in closet, shower, and both upstairs bathrooms have dual sink vanities. The Peak at Delpy's corner offers ample guest parking, playgrounds with rubber cushioning, BBQ, resort pool with spa, showers, fire pits, pet paths, and multiple BBQ areas.Schedule your private viewing today ! * * * All measurements are approximate. Buyer(s), Brokers, and Selling Agents should verify measurements and complete thorough inspection and investigations, prior to close of escrow, to satisfy themselves with the current condition of the property. Buyer(s) to verify and approve all data, reports, inspections, permits, title, MLS, and all information pertaining to the property prior to removal of contingencies. All contracts/offers are subject to seller approval and any offers or counteroffers by seller are not binding unless the entire agreement is ratified by all parties.

1144 Delpy Vw, Vista

$1,000,000

2 Beds ⋅ 2 Baths ⋅ 260019026 MLS ⋅ ACTIVE UNDER CONTRACT Status ⋅ Harbor Club BLDG.

SHORT SALE - This Harbor Club residence offers breathtaking views of San Diego Bay and the cityscape. The private balcony and numerous windows provide an unparalleled vantage point to take in the blue water panoramas and stunning sunsets. Inside, the living room is elegant with plush carpeted floors, Alabaster wall sconces, mirrored walls, and a built-in cabinet featuring a beverage chiller. The kitchen is well-appointed with granite surfaces, designer backsplash, glass-front cabinets, and a Travertine floor with insert. The primary bedroom suite is spacious with built-in cabinetry, carpeted floors, and a ceiling fan for comfort. The remodeled shower and granite vanity offer a luxurious spa-like experience. The tub has been replaced with a built-in closet, designer wallpaper, and dual medicine cabinets. The second bedroom is currently used as a den with built-in bookshelves and direct access to the balcony, making it an ideal guest room or home office. This stunning property is a must-see and a perfect place to call your own. Residents of the Harbor Club enjoy a wide range of resort-style amenities including 24-hour front desk attendant, fully equipped gym, a beautiful pool deck, club room, library/business center, and so much more. Located in the highly desirable Marina District locale, you are sure to enjoy easy walkability to transportation, excellent restaurants, shopping, the ballpark, Gaslamp Quarter, East Village, and the Embarcadero which is a perfect place for a stroll around the bay. At the foot of Harbor Club, a myriad of retailers just an elevator ride away, including famous Morton’s of Chicago Steakhouse, a salon, and more. Delight in the casual elegance amidst the convenience of sophisticated urban living. Life is good at the Harbor Club!

100 Harbor Dr Unit 2404, Downtown

$1,650,000

5 Beds ⋅ 3 Baths ⋅ OC26168623 MLS ⋅ ACTIVE Status

Priced to sell in this highly sought after La Costa area of Carlsbad. Spacious floor plan. Light and bright. Vaulted ceilings. Gourmet kitchen with marble countertops, Sub-Zero refrigerator, 6 burner gas range, and other high-end appliances. One bedroom and full bathroom downstairs. Four bedrooms, two full bathrooms and bonus loft upstairs. The large and private primary suite includes a sitting area, separate dressing area with custom built-in closets, and remodeled bathroom. Very private backyard built for entertaining with patio, large fireplace, and valley views. Located in the Alga Hills community with low HOA, no Mello-Roos, and a community pool and spa. Minutes from top-rated schools, shopping, dining, and North County's beautiful beaches. Priced to sell in this highly sought after La Costa area of Carlsbad. Spacious floor plan. Light and bright. Vaulted ceilings. Gourmet kitchen with marble countertops, Sub-Zero refrigerator, 6 burner gas range, and other high-end appliances. One bedroom and full bathroom downstairs. Four bedrooms, two full bathrooms and bonus loft upstairs. The large and private primary suite includes a sitting area, separate dressing area with custom built-in closets, and remodeled bathroom. Very private backyard built for entertaining with patio, large fireplace, and valley views. Located in the Alga Hills community with low HOA, no Mello-Roos, and a community pool and spa. Minutes from top-rated schools, shopping, dining, and North County's beautiful beaches.

2351 Terraza Ribera, Carlsbad

$1,495,000

5 Beds ⋅ 5 Baths ⋅ IG26166056 MLS ⋅ ACTIVE UNDER CONTRACT Status

Short Sale Subject To Lender Approval! Welcome to the Bella Sitia community of Montecito at Otay Ranch. This former model home is move-in ready and features paid solar, 5 bedrooms, 4.5 bathrooms, and a full bedroom and bath on the main level. The open floor plan showcases hardwood floors, crown molding, wood ceiling details, and a stunning curved staircase. The gourmet kitchen offers white shaker cabinetry, quartz countertops, a large center island, double ovens, built-in microwave, cooktop, and walk-in pantry. Enjoy breathtaking canyon views from the California room and the spacious primary suite with a sitting area, spa-inspired bath, and oversized walk-in closet. Upstairs also includes generously sized secondary bedrooms, a tech center, and a large laundry room. The beautifully landscaped backyard is designed for entertaining with a covered California room, built-in BBQ, bar, and custom patio. Additional features include a 3-car garage and integrated audio system. Residents enjoy resort-style amenities including a clubhouse, pool, spa, recreation center, parks, top-rated schools, shopping, and dining. Luxury, comfort, and spectacular views await! Short Sale Subject To Lender Approval! Welcome to the Bella Sitia community of Montecito at Otay Ranch. This former model home is move-in ready and features paid solar, 5 bedrooms, 4.5 bathrooms, and a full bedroom and bath on the main level. The open floor plan showcases hardwood floors, crown molding, wood ceiling details, and a stunning curved staircase. The gourmet kitchen offers white shaker cabinetry, quartz countertops, a large center island, double ovens, built-in microwave, cooktop, and walk-in pantry. Enjoy breathtaking canyon views from the California room and the spacious primary suite with a sitting area, spa-inspired bath, and oversized walk-in closet. Upstairs also includes generously sized secondary bedrooms, a tech center, and a large laundry room. The beautifully landscaped backyard is designed for entertaining with a covered California room, built-in BBQ, bar, and custom patio. Additional features include a 3-car garage and integrated audio system. Residents enjoy resort-style amenities including a clubhouse, pool, spa, recreation center, parks, top-rated schools, shopping, and dining. Luxury, comfort, and spectacular views await!

1841 Paterna, Chula Vista

$275,000

1 Beds ⋅ 1 Baths ⋅ PTP2605610 MLS ⋅ ACTIVE Status ⋅ Villa Grigio BLDG.

Welcome to this charming upstairs 1-bedroom, 1-bath condo, perfectly situated in a prime central location! Tucked away on the end of the building with only one shared wall, this home offers added privacy and a quiet setting. Inside, youll find laminate flooring throughout and a well-maintained interior in great condition. The kitchen features granite countertops, stainless steel appliances, and a convenient breakfast barperfect for casual dining and entertaining. Home features a full-size stackable washer and dryer. This home also includes one reserved parking space for added convenience. The gated community offers fantastic amenities including a sparkling pool, barbecue area, and clubhouseideal for relaxing or hosting friends and family. A wonderful opportunity for first-time buyers, downsizers, or investors looking for a move-in ready home in a highly desirable location! Welcome to this charming upstairs 1-bedroom, 1-bath condo, perfectly situated in a prime central location! Tucked away on the end of the building with only one shared wall, this home offers added privacy and a quiet setting. Inside, youll find laminate flooring throughout and a well-maintained interior in great condition. The kitchen features granite countertops, stainless steel appliances, and a convenient breakfast barperfect for casual dining and entertaining. Home features a full-size stackable washer and dryer. This home also includes one reserved parking space for added convenience. The gated community offers fantastic amenities including a sparkling pool, barbecue area, and clubhouseideal for relaxing or hosting friends and family. A wonderful opportunity for first-time buyers, downsizers, or investors looking for a move-in ready home in a highly desirable location!

800 N Mollison, Unit 43, El Cajon

$499,000

2 Beds ⋅ 1 Baths ⋅ NDP2606971 MLS ⋅ PENDING Status

Light and bright 2-bedroom, 1-bath condo located in the heart of Little Italy, offering captivating city and peek-a-boo bay views. This exceptional residence features an open kitchen with granite countertops, recessed lighting, and a fresh neutral color palette that enhances the abundance of natural light throughout. Enjoy the convenience of a highly desirable 8th-floor location with direct access to the resort-style pool and BBQ area. The spacious primary bedroom includes a walk-in closet, while the private patio provides the perfect space to relax and take in the views. The building offers premium amenities including valet parking, pool and spa, and a fully equipped fitness center. Just steps from the Little Italy Farmers Market, world-class dining, shopping, and waterfront attractions, this stunning condo is a rare find in one of San Diegos most sought-after neighborhoods. THIS IS A SHORT SALE. ANY ACCEPTED OFFER IS CONTINGENT UPON SHORT SALE APPROVAL BY THE SELLER'S LENDER(S). Light and bright 2-bedroom, 1-bath condo located in the heart of Little Italy, offering captivating city and peek-a-boo bay views. This exceptional residence features an open kitchen with granite countertops, recessed lighting, and a fresh neutral color palette that enhances the abundance of natural light throughout. Enjoy the convenience of a highly desirable 8th-floor location with direct access to the resort-style pool and BBQ area. The spacious primary bedroom includes a walk-in closet, while the private patio provides the perfect space to relax and take in the views. The building offers premium amenities including valet parking, pool and spa, and a fully equipped fitness center. Just steps from the Little Italy Farmers Market, world-class dining, shopping, and waterfront attractions, this stunning condo is a rare find in one of San Diegos most sought-after neighborhoods. THIS IS A SHORT SALE. ANY ACCEPTED OFFER IS CONTINGENT UPON SHORT SALE APPROVAL BY THE SELLER'S LENDER(S).

425 W Beech St Unit 856, Downtown

$349,900

1 Beds ⋅ 1 Baths ⋅ 260017571 MLS ⋅ PENDING Status ⋅ Park Boulevard East BLDG.

This is a true fixer opportunity for a cash buyer ready to create value in one of downtown’s most vibrant and walkable neighborhoods. The condo requires substantial renovation and is being offered in its current condition, making it ideal for an investor or end user with vision and experience. Continued in supplement below What sets this property apart is the exceptional location. Step outside and you are surrounded by some of the area’s best restaurants, coffee shops, bakeries, parks and everyday conveniences including a trolley stop across the street. Petco Park is just a short walk away, as is the heart of the Gaslamp District, offering world-class dining, nightlife, and entertainment. With the right improvements, this condo has the potential to become a standout residence or investment in a highly desirable urban setting. Opportunities like this—where location does the heavy lifting—are increasingly rare. Cash buyers only. Renovation required. Location, upside, and long-term potential make this one worth a closer look. Last one bedroom in complex to sell sold for $485K in June 2026.

1225 Island Aveneue, Unit 407, Downtown

$524,900

3 Beds ⋅ 3 Baths ⋅ 260017454 MLS ⋅ ACTIVE Status ⋅ Aurora @ Riviera Del Sol BLDG.

Welcome home to this beautifully updated 3 bedroom, 3 bathroom condo in the Riviera Del Sol community, offering 1,428 square feet of living space and a rare two car tandem garage with room for extra storage. Step inside to a fresh, move in ready interior featuring new luxury vinyl plank flooring, a remodeled kitchen with white cabinetry, quartz style countertops, and stainless steel appliances including a gas range, microwave, and refrigerator. The open layout flows easily from kitchen to living space, with a private balcony offering natural light and outdoor breathing room. In unit laundry with a full size washer and dryer adds everyday convenience. Upstairs you will find spacious bedrooms with ceiling fans and generous closet space, plus updated bathrooms with sleek black hardware finishes. The home sits just steps from a resort style community park featuring a splash pad, playgrounds, basketball court, and open green space, perfect for young families or anyone who enjoys being outdoors. Ideally located near the 805 and 905 freeways, this home offers an easy commute and close proximity to shopping, dining, and the US Mexico border. A fantastic opportunity for first time buyers and military families relocating to the San Diego area. Don't miss your chance to own in this well maintained, amenity rich community.

4538 Northern Moon, Otay Mesa

$300,000

1 Beds ⋅ 1 Baths ⋅ OC26153354 MLS ⋅ ACTIVE Status

Live Auction! Bidding to start from $300,000! Motivated Seller! Discover comfortable living in the desirable Allied Gardens community! This beautifully updated ground-floor 1-bedroom, 1-bath condo (Unit A114) combines style, convenience, and an unbeatable central San Diego location. The bright, open floor plan features a spacious living room that extends to a private patio, creating the perfect space to unwind or entertain guests. The upgraded kitchen showcases custom white cabinetry, stainless steel appliances, and a breakfast bar that seamlessly connects to the dining area. The generously sized bedroom offers a walk-in closet, while the remodeled bathroom features a modern walk-in shower. The home also includes one assigned parking space and easy, low-maintenance living with HOA dues covering water, trash, roof maintenance, and common area landscaping. Conveniently located just minutes from Mission Valley, San Diego State University, shopping, dining, and nearby parks, this condo is an excellent opportunity for first-time homebuyers, those looking to downsize, or investors seeking strong rental potential in a highly desirable neighborhood. Live Auction! Bidding to start from $300,000! Motivated Seller! Discover comfortable living in the desirable Allied Gardens community! This beautifully updated ground-floor 1-bedroom, 1-bath condo (Unit A114) combines style, convenience, and an unbeatable central San Diego location. The bright, open floor plan features a spacious living room that extends to a private patio, creating the perfect space to unwind or entertain guests. The upgraded kitchen showcases custom white cabinetry, stainless steel appliances, and a breakfast bar that seamlessly connects to the dining area. The generously sized bedroom offers a walk-in closet, while the remodeled bathroom features a modern walk-in shower. The home also includes one assigned parking space and easy, low-maintenance living with HOA dues covering water, trash, roof maintenance, and common area landscaping. Conveniently located just minutes from Mission Valley, San Diego State University, shopping, dining, and nearby parks, this condo is an excellent opportunity for first-time homebuyers, those looking to downsize, or investors seeking strong rental potential in a highly desirable neighborhood.

6675 Mission Gorge Rd Unit A114, Del Cerro

$1,195,000

4 Beds ⋅ 5 Baths ⋅ 260017147 MLS ⋅ ACTIVE UNDER CONTRACT Status ⋅ Woods Valley BLDG.

Serene Single-Story Estate in Prestigious Woods Valley! Sitting on a quiet cul-de-sac in a private gated community, this stunner features upgrades throughout and sits on one of the neighborhood's largest lots at 1.94 acres. Step inside to luxury flooring and boxed-in ceilings throughout the living areas. Living room with fireplace and wall of windows for lots of natural light. Dining Area with chandelier. Bonus Room / Office. Open concept chef's kitchen with center island, stainless steel appliances, and breakfast area. Adjacent family room with 2nd fireplace. Master bedroom retreat with access to backyard, dual vanities, walk-in closet, soaking tub and standing shower. Huge backyard oasis with covered patio, mature fruit trees and room for a pool - perfect for entertaining! Laundry room with storage. Sunrun Solar System. Dual 2-car garages and an extended driveway with room for RV's. Nestled in a serene, mountainous setting yet conveniently located, this home offers the ideal balance of peaceful country living with easy access to local attractions, schools in the Valley-Center-Pauma Unified District and major routes. Whether you're seeking room to grow, entertain, or simply unwind in your own private oasis, this Woods Valley gem is ready to welcome its next chapter.

14776 Interlachen, Valley Center

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