San Diego’s Lender-Mediated Housing Market — July 2025 

Foreclosures, short sales, probate & court-approved listings 

Foreclosures, short sales, probate & court-approved listings are creeping back—still a small slice of the market, but growing in a few pockets. Here’s what’s changing, why it matters, and how to play it.

What counts as “lender-mediated”? In the San Diego MLS this includes statuses like REO (bank-owned), short sale/short-sale prep, Notice of Default filed, HUD, HAP, probate/overbid, court approval required, certain deed-restricted or estate sales, and related flags. Residential only. (Data current as of Aug 5, 2025; GSDBR/SDAR MLS.) 

Three fast headlines

1. New lender-mediated listings jumped 18.1% year over year to 163 in July, lifting their share of all new listings from 4.3% → 4.9%.

2. Closed sales overall fell 10.2% (marketwide demand cooled), but the lender-mediated slice only dipped 4.7% to 101, nudging their share of closings from 4.8% → 5.1%.

3. Prices diverged: the overall median in July edged up 0.2% to $916,500; traditional sales rose 0.1% to $920,000; lender-mediated medians slipped 0.3% to $865,000. 

Supply snapshot: rising—especially in condos/townhomes

• Active inventory (all property types): +28.7% YoY to 6,485.

• Lender-mediated inventory: +21.1% to 310 countywide.

  • Single-family homes: 171 (+7.5% YoY).

  • Condos/townhomes: 139 (+43.3% YoY).

• Lender-mediated share of inventory: roughly steady overall (4.8%), but down in single-family (5.1% → 4.5%) and up in condos (5.0% → 5.2%). 

By price band (inventory):

• ≤$250K: tiny segment, but the lender-mediated share jumped from 5.9% → 17.6% (3 such listings).

• $500K–$750K: lender-mediated share 6.1% (up from 6.5% last year for traditional?—total share reflected at 6.1%), with counts rising from 60 → 78.

• $750K–$1M: share 5.4% (lender-mediated units 144 → 186).

• $1.0M–$1.25M: share fell to 2.9% (units 23 → 22).

• $1.25M+: share 4.5% (units 89 → 102).
  Bottom line: most of the growth is sub-$1M and in attached product. 

Pricing & speed: “distressed” ≠ “cheap,” but dynamics differ

Single-family homes (July medians):

• Lender-mediated: $975,000 (+2.4% YoY)

• Traditional: $1,100,000 (+4.3%)

• Total market: $1,099,000 (+4.7%)

Condos/townhomes (July medians):

• Lender-mediated: $611,500 (–6.9% YoY)

• Traditional: $651,000 (–7.0%)

• Total market: $650,000 (–7.1%) 

Days on Market (DOM):

• Lender-mediated SFR sold faster YoY (32 → 24, –25%), even as traditional SFR slowed (28 → 36, +28.6%).

• Condos slowed across the board, with lender-mediated at 48 days (+26.3%) and traditional at 42 (+40%).

• All properties: lender-mediated nearly flat (34 → 33), total market slower (29 → 38). Translation: the “opportunity” pool isn’t languishing if it’s financeable and priced right—especially detached homes. 

Geography: where lender-mediated shows up most

Higher current share of inventory (July 2025):

• Coronado (92118): 10.6%, University City (92122): 8.8%, Ocean Beach (92107): 3.8% inventory but 11.6% share of closed sales over the past year—a sign these listings do move.

• East & South urban submarkets post elevated lender-mediated shares of closed sales: Encanto (92114) 9.4%, City Heights (92105) 8.6%, San Ysidro (92173) 8.5%, National City (91950) 8.5%.

• North County pockets: Julian (92036) 9.8% closed share, Rancho Santa Fe (92091) 9.3% (closed share), Oceanside North (92057) 6.9% inventory, 4.4% closed. (Always check sample sizes.) 

Median price swings by area (lender-mediated vs traditional, rolling 12 months):

• Big LM gains (small sample volatility): Del Mar (92014) +61.4%, Ocean Beach (92107) +84.8%, Penasquitos (92129) +44.0%, Rancho Santa Fe (92067) +27.1%, Coronado (92118) +15.1%.

• LM declines: Pacific Beach/Mission Beach (92109) –30.5%, Morena (92110) –? / traditional –6.6%, La Jolla (92037) –4.2% (LM) even as traditional +10.3%.
  Interpretation: area-level LM medians swing more because counts are thin; read them as directional and always confirm with property-level comps. 

What this means for buyers

1. There’s more choice—and more paperwork. Lender-mediated inventory is up, especially condos/townhomes. Expect addenda, court or lender timelines, and as-is clauses. Build in inspection strategy and repair/credit asks that reflect property condition.

2. Detached LM deals can move quickly. With DOM down to 24 days for LM SFR, be pre-approved, understand the approval path (REO vs probate vs short sale), and write clean terms without sacrificing the right contingencies.

3. Use area data to target. If you’re price-sensitive, scan zip codes where LM share of closed sales is higher (e.g., 92107, 92114, 92105, 91950)—that’s a tell that deals actually finish. 

What this means for sellers

1. Competing against “value” listings. Even though LM is only ~5% of activity, it frames buyer expectations. Prep and price traditionally listed homes so they stand out on condition and certainty (clear disclosures, repairs done).

2. Condos face the most supply pressure. If you’re listing an attached home, budget for longer DOM and consider seller credits (rate buydowns/HOA-related fixes) to widen the buyer pool.

3. Micro-market rules. LM medians in places like Ocean Beach, Coronado, Rancho Santa Fe saw big swings—mostly due to small sample sizes. Don’t anchor to headline gains; we’ll run a street-level CMA. 

Investor angle

• Pipeline is rising, not surging. LM new listings at 4.9% of supply and 5.1% of closings aren’t 2009-style levels, but the condo wave (+43% YoY inventory) merits a watchlist. Underwrite HOA health, special assessments, and rental caps.

• Velocity matters. LM SFRs’ faster DOM suggests financeable, livable assets are clearing. Target probate “subject to overbid” and clean REOs; be more selective with short sales (timeline risk). 

The bottom line

San Diego’s lender-mediated segment is still small (~5%) but growing in a few segments, notably condos/townhomes and specific zip codes. Price behavior is nuanced: detached LM homes can trade briskly and near market; attached shows more softness and time. If you’re shopping for opportunity—or guarding your equity—micro-market comps and the specific disposition path (REO, probate, short sale, court approval) will make or break outcomes. 

What is Lender Mediated?

• Short Sale: The most common form of lender-mediated sale. The lender allows the homeowner to sell the property for a price that is less than the outstanding mortgage balance. The lender must approve the sale and the terms, and will typically either forgive the remaining debt or pursue a deficiency judgment for the unpaid balance.
• Deed in lieu of foreclosure: With this option, the homeowner voluntarily signs the deed over to the lender to be released from their mortgage obligation. It avoids the court process of a foreclosure, but lenders usually prefer a short sale as it avoids the lender having to manage and sell the property.
• Foreclosure mediation: In states or counties where it is offered, a neutral third-party mediator helps a homeowner and lender negotiate a way to avoid foreclosure. The outcome could be a loan modification, a payment plan, or a consensual sale.
• Real Estate Owned (REO): This occurs when a property fails to sell at a foreclosure auction and the lender takes possession of it. In this case, the lender is the seller and lists the property through a real estate agent to recover its investment. 

San Diego Real Estate Rebalancing Summer 2025

San Diego is moving toward a more balanced market

The July 2025 housing market numbers for San Diego County highlight a market in transition, with diverging trends between detached (single-family) homes and attached properties (condos/townhomes). While detached homes held steady with price growth despite slower sales, attached homes saw price declines, longer market times, and swelling inventory. Here’s a full breakdown of what the data reveals and what it means for buyers and sellers. 

📊 Market Overview

• Closed Sales (All Properties): Down 10.2% year-over-year.

• Median Sales Price (All Properties): Essentially flat, up just 0.2% to $916,500.

• Inventory: Total homes for sale surged 28.7% compared to July 2024.

• Months of Supply: Climbed to 3.4 months, a 25.9% increase, signaling more balance between buyers and sellers.

• Days on Market: Homes now take an average of 38 days to sell, up from 29 days last year.

• Percent of Original Price Received: Dropped to 97.4%, indicating more negotiation room for buyers. 

🏡 Detached Homes (Single-Family)

Detached homes remained relatively resilient, with prices up but buyer activity slowing.

• Median Sales Price: Rose 4.7% year-over-year to $1,099,000.

• Average Sales Price: Up 1.8% to $1,417,843.

• Closed Sales: Fell 10.0% to 1,303 transactions.

• Pending Sales: Inched up 2.2%, suggesting some stabilization in demand.

• Inventory: Rose 22.8% to 3,808 active listings.

• Months of Supply: Increased to 3.1 months (up 19.2%).

• Days on Market: Jumped from 28 days → 36 days (+28.6%).

• Percent of Original Price Received: Down from 99.0% → 97.4%. 

Takeaway: Single-family homes continue to hold their value, but the market is slowing. Sellers can still achieve strong prices if they price strategically, but buyers now have more leverage than in recent years.

🏢 Attached Homes (Condos & Townhomes)

The attached market softened more noticeably, with prices and sales both declining.

• Median Sales Price: Dropped 7.1% to $650,000.

• Average Sales Price: Down 3.4% to $800,489.

• Closed Sales: Fell 10.7% year-over-year to 676 units.

• Pending Sales: Down 5.0% to 744 contracts signed.

• Inventory: Surged 38.1% to 2,677 active listings.

• Months of Supply: Climbed to 4.0 months (up 37.9%).

• Days on Market: Extended from 30 days → 42 days (+40%).

• Percent of Original Price Received: Fell to 97.3%. 

Takeaway: The condo/townhome segment is shifting toward a buyer’s market, with more selection, slower absorption, and declining prices.

💰 Sales Volume & Market Dynamics

• Dollar Volume of Sales: Down sharply, with detached sales volume at $1.78B (-11.7%) and attached at $524M (-16.6%).

• Overall Market Dollar Volume: Fell 12.9% year-over-year. 

This illustrates not just fewer sales, but also that buyers are negotiating harder and sellers are adjusting expectations.

🏠 Housing Affordability

• Detached Homes: Affordability index slipped to 25, down 3.8% from last year.

• Attached Homes: Improved slightly to 42, up 7.7%, thanks to lower price points.

🔑 What This Means for Buyers & Sellers

For Sellers

• Detached homeowners can still secure strong pricing but must price competitively to avoid extended market times.

• Condo sellers should prepare for longer negotiations and possibly offer incentives such as rate buydowns or repair credits.

For Buyers

• Buyers now have more leverage with longer market times and more listings to choose from.

• The condo market in particular offers opportunities to negotiate below list price.

• Detached home buyers should still expect competition for move-in ready homes in desirable neighborhoods, but bidding wars have eased.

📌 The Bottom Line

The San Diego housing market in July 2025 reflects a cooling trend, with detached homes maintaining value but selling slower, while condos/townhomes soften under rising supply. Buyers are gaining ground, and sellers must adjust expectations compared to the red-hot market of the past few years.

San Diego is moving toward a more balanced market—good news for buyers who have been waiting for more opportunities, and a reminder to sellers that pricing and presentation matter more than ever.

San Diego Housing Supply on the Rise – July 2025

Active listings up 28.7% year over year, with condos/townhomes +38.1% and single-family +22.8%

Prepared for San Diego homeowners, buyers, and investors by The Lewis Team at Real Broker.

San Diego’s housing market continued to rebalance in July 2025. Inventory rose sharply, days on market stretched, and sellers gave back a little pricing power—yet median prices held firm, with single-family homes posting modest gains. Here’s what changed, what held steady, and how to use these trends to your advantage right now. 

At-a-glance: Countywide Highlights (rolling 12 months through July)

• Prices: Overall median up 1.7% to $900,000; single-family median up 2.4% to $1,050,000; condo-townhome median flat at $670,000.

• Activity: Pending sales +3.0%; closed sales +2.7%.

• Inventory: Active listings +28.7% year over year (biggest build in condos/townhomes at +38.1%).

• Months’ Supply: Market-wide supply climbed to 3.4 months (SFH 3.1, condos 4.0).

• Speed: Days on market lengthened to 36 (SFH 34, condos 38).

• Negotiability: Average sale-to-original list price eased to 98.1% (from 99.6% last year).

Pricing: Firm but not frothy

• Single-family homes led price gains, up 2.4% to a $1.05M median. Larger homes (3,001–4,000 sq. ft.) saw the strongest appreciation at +6.1% year over year—a sign move-up buyers are active again.

• Condos/townhomes were flat at $670,000, reflecting more supply and price sensitivity at entry and mid tiers.

• Overall county median settled at $900,000 (+1.7%), suggesting steady, not speculative, pricing.

What it means: Sellers still have leverage in well-priced, move-in-ready listings—especially single-family—while condos are giving buyers more negotiating room without broadly resetting values.

Demand: Stable with strength at the upper-middle and luxury tiers

• Pending sales countywide rose 3.0%.

• The $1.25M–$2.0M and $2.0M–$5.0M brackets posted notable gains (+9.7% and +13.5%, respectively).

• The very small ≤$250k segment posted the largest percentage jump (+42% pending; +151.7% closed), but it’s a tiny slice of the market and won’t move county medians by itself.

What it means: The move-up and aspirational tiers are healthy—buyers with equity and stronger financing are still transacting, especially for larger homes and quality locations.

Supply: The big story of 2025

• Active listings up 28.7% year over year, with condos/townhomes +38.1% and single-family +22.8%.

• By size, 1,500 sq. ft. and below and 2,001–3,000 sq. ft. had the largest inventory expansion (+34.6% and +30.9%), creating fresh options for both first-time buyers and move-up households.

What it means: More choice is returning. For buyers, that’s better selection and fewer bidding wars. For sellers, pricing strategy and presentation matter more than they did in 2023–2024.

Months’ Supply & Market Balance: Drifting toward neutral

• Market-wide months’ supply rose to 3.4 from 2.7 a year ago.

• Single-family sits around 3.1 months—still a sellers’ market by textbook definitions, but less tight than last year.

• Condos/townhomes at 4.0 months are closer to balanced, giving buyers time to evaluate and negotiate.

What it means: We’re not in a buyer’s market, but conditions are more even. Expect fewer “two-day” sales and more measured negotiations.

Days on Market & Negotiability: Time on market up, list-price discipline down

• DOM rose from 28 → 36 days countywide (+28.6%).

• Sale-to-original list price dipped to 98.1% (from 99.6%).

• Luxury outliers behaved differently: $5M+ saw DOM improvement and slightly higher list-to-sale ratios—thin inventory and unique property features can still command firm pricing.

What it means: Buyers: you have room for due diligence and realistic counters. Sellers: accurate initial pricing is critical—overpricing risks staleness and eventual concessions.

Micro-Signals by Home Size

• 3,001–4,000 sq. ft.: Pending +9.3% and median prices +6.1%—a sweet spot for move-up families needing space.

• ≤1,500 sq. ft.: Closed sales +3.1% and inventory +34.6%—starter buyers have more shots on goal, but should still be pre-approved and fast when the right home appears.

Practical Playbooks

For Sellers

1. Price with precision. With sale-to-original list price down to ~98%, the market is punishing aspirational pricing. Launch at today’s comp-supported number to capture early momentum.

2. Win on condition. Fresh paint, flooring, light landscaping, and pre-list repairs move you to the “show-ready” cohort that still sells quickly at or near ask.

3. Use a 2-step plan. If activity lags after 10–14 days, pre-plan a surgical price improvement and buyer incentive (rate buydown or closing credit) to reset attention without signaling distress.

4. Market the lifestyle. In sub-markets like EastLake, Otay Ranch, and Rancho Del Rey, highlight walkability, parks, and HOA amenities—these remain key drivers for family buyers.

For Buyers

1. Leverage choice. With inventory up nearly 29%, ask for seller credits on homes sitting beyond the median DOM, especially condos/townhomes where months’ supply is ~4.0.

2. Be bid-ready. The best SFHs still receive multiple offers—clean terms and strong pre-approval remain decisive.

3. Shop the middle-upper tiers. The $1.25M–$2.0M and $2.0M–$5.0M ranges are active but not overheated; inspection and repair credits are viable again.

4. Mind the micro-market. Street-by-street dynamics matter in Chula Vista, coastal enclaves, and inland North County—lean on hyper-local comps, not county medians.

Our Read on the Next 60–90 Days

• Expect seasonally slower late-summer/early-fall absorption, stable to slightly soft list-to-sale ratios, and continued selection for buyers.

• Prices likely hold near current medians countywide, with single-family remaining sturdier than condos given family-buyer demand and limited quality inventory in prime neighborhoods.

• If mortgage rates drift lower, we’d expect a Q4 pickup in pendings without a dramatic price surge—more of a volume recovery than a spike in medians.

If you’re thinking about selling or buying in EastLake, Otay Ranch, Rancho Del Rey, or anywhere in San Diego County, we’ll build you a micro-market game plan—pricing, prep, timing, and negotiation strategy tailored to your street and property type.

Data source: Greater San Diego Association of REALTORS® Housing Supply Overview, July 2025 (San Diego MLS). Dawn Lewis & The Lewis Team at Real Broker
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El Cajon 3 Bedroom Home for Sale

East County San Diego Gem 

Welcome to 1227 Winter View Place, a beautifully updated 3-bedroom, 2.5-bathroom town home located in the desirable Winter View Community of El Cajon in East County San Diego. This move-in ready home features 1,418 square feet of stylish living space, freshly painted interiors and exteriors, plush carpeting, and new vinyl plank flooring downstairs.  The kitchen is enhanced with sleek granite countertops, offering both beauty and functionality. 

Each of the three spacious bedrooms includes its own walk-in closet perfect for families or anyone in need of extra storage. The primary suite also boasts a generous layout, making it a true retreat. Step outside to a low-maintenance backyard featuring fresh turf, custom planters, and a cozy outdoor fireplace an ideal setup for entertaining or enjoying quiet evenings at home. Built in 2004, with an attached two-car garage. Conveniently located near shopping, restaurants, and with easy access to Highways 8 and 67, this home delivers comfort, style, and convenience in one exceptional package.

• 3 Bedrooms
• 2.5 Bathrooms
• 1418 SQ Feet
• 2 Car Garage
• List price $709K

1227 Winter View Place El Cajon, CA 92021

Call The Lewis Team today to find out more 619-656-0655

Santee 3 Bedroom 2 Bath Single Level Home

Santee Real Estate by Santee Lakes

Nestled in one of Santee’s most desirable neighborhoods near Santee Lakes, this beautifully updated home is packed with upgrades. Step inside to soaring ceilings and brand-new laminate flooring that flow seamlessly throughout the home. The heart of the home is the stunning remodeled kitchen, featuring white shaker cabinets, a sleek stainless steel undermount sink, newer stainless steel appliances, quartz countertops, tiled backsplash, and a spacious eat-at bar that opens to the dining area or cozy family room—complete with a fireplace wrapped in black granite.

Recessed lighting and dual-pane windows brighten the entire space, while central AC and solar panels provide year-round comfort and efficiency. The newly renovated guest bathroom includes a modern vanity, new mirror, designer lighting, new toilet, and a tastefully tiled tub/shower with updated fixtures. Retreat to the spacious primary bedroom with dual closets, and direct access to the backyard. The en-suite bath offers a large double vanity, new mirror, designer lighting and a separate space for the tub/shower and toilet for added privacy.

Enjoy outdoor living in the generous backyard, perfect for entertaining with its covered patio area and room to play or relax. Just a short distance to freeways, schools, parks, sportsplex, YMCA, shopping, restaurants and the beautiful Santee Lakes! Don’t miss your chance to own this upgraded gem in a prime Santee location!

9209 Les Rd, Santee Ca 92071

• List Price $850,00
• Bedroom Count 3 beds
• Bathroom Count 2 full baths
• Home Sq Ft 1,743 sqft
• Lot Sq Ft 5,782 sqft

Call The Lewis Team today to find out more about this Santee Real Estate.

619-656-0655

Chula Vista 2 Bedroom 2 Bath Condo 

Beautiful Condo for Sale in Chula Vista

Welcome to this beautifully remodeled single-level 2-bedroom, 2-bath condo in Chula Vista that effortlessly combines style, comfort, and convenience. From the moment you arrive, you’re greeted by a tranquil, Zen-inspired garden setting that sets the tone for the serene living experience inside.

Step into an inviting open-concept layout featuring wood-look tile flooring, soft contemporary paint tones, and a striking floor-to-ceiling custom-tiled fireplace that serves as the focal point of the living space. The kitchen showcases a sleek blend of black and stainless steel appliances—including a stove, hood, refrigerator, and dishwasher—enhanced by granite tile countertops and a custom backsplash. A cozy corner bar provides the perfect spot for casual dining, while there’s ample space for a full dining table as well.

Thoughtful upgrades throughout the home include recessed lighting, ceiling fans, and air conditioning for year-round comfort. The oversized primary suite offers a peaceful retreat with a lounging area, walk-in custom closet, and a spa-inspired bathroom complete with dual sinks, new cabinetry, and modern fixtures. The secondary bedroom is equally versatile, featuring a built-in Murphy bed and shelving, while the second bathroom mirrors the sophisticated design of the primary.

Additional highlights to this Chula Vista real estate include a full-size in-unit washer and dryer with built-in storage, new windows and sliding door, and a large private patio oasis with partial cover, custom tile, and full fencing—perfect for relaxing or entertaining. The oversized one-car garage is fully finished with a workspace and automatic opener.

Residents enjoy resort-style community amenities, including a sparkling pool, spa, and lounging area, all within walking distance to popular local restaurants and offering easy freeway access.

854 Tamayo Dr #1 Chula Vista CA 91910

• 2 Bedroom
• 2 Bathroom
• 1,006 Sq Ft
• 1 Car Garage

Listed at $499,900

Interested in this Chula Vista Condo?

Call The Lewis Team today at 619-656-0655

Spacious End-Unit Townhome in the Desirable WestRidge Community of San Marcos

🏡 1334 Sky Ridge Ct, San Marcos, CA 92078

🛏 4 Bedrooms | 🛁 3 Bathrooms | 📐 1,656 Sq Ft | 💰 $899,999

Welcome to a rare opportunity in the gated WestRidge community of San Marcos—this beautifully upgraded 4-bedroom, 3-bath end-unit townhome lives like a single-family home and offers the privacy, layout, and location today’s buyers are looking for.

• Perfectly tucked away in a quiet corner of the community with no neighbors behind, this two-story residence is surrounded by peaceful views of nature and just steps from convenient guest parking. With fresh paint, laminate flooring, and a chic designer accent wall, the interior welcomes you into a bright and open living space. A cozy fireplace, recessed lighting, and ceiling fans add comfort and functionality throughout the home.
• The kitchen is both stylish and practical, featuring stainless steel appliances, a large eat-at bar, and a window that looks out onto the backyard—ideal for entertaining and everyday living. The main floor includes a full bedroom and bathroom, making it perfect for guests, home office space, or multigenerational living.
• Upstairs, you’ll find generously sized bedrooms, including a secondary room with a large walk-in closet. The guest bathroom offers dual sinks and a separate toilet and shower area for added convenience. The oversized primary suite is a private retreat with mountain views from the balcony, dual closets, and a luxurious spa-inspired bathroom with soaking tub and walk-in shower.
• Step outside to your private backyard oasis, complete with new turf, pavers, and a covered patio—perfect for relaxing, playing, or summer BBQs. Residents also enjoy access to a resort-style pool and spa with a scenic waterfall backdrop, all within a gated community.

🏘 Why Live in San Marcos?

San Marcos, located in North County Inland San Diego, is known for its blend of suburban comfort and scenic beauty. Residents enjoy access to miles of hiking trails, parks, and outdoor recreation areas, including Discovery Lake and Double Peak Park. The city also offers a lively dining scene, breweries, shopping centers, and family-friendly attractions. San Marcos boasts a reputation for well-maintained neighborhoods and a strong sense of community, making it one of the most sought-after areas in the region.

Whether you're looking for a peaceful lifestyle, proximity to outdoor adventures, or a strong investment in a growing area—1334 Sky Ridge Ct offers it all.

Interested in this San Marcos gem?
Contact The Lewis Team at Real Broker - San Diego real estate experts with over 35 years of experience helping buyers and sellers throughout San Marcos and North County Inland San Diego.

📞 Call today to schedule your private showing 619-656-0655.

🔑 Your next home might be just one tour away.

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Spring Valley 4 Bedroom Home for Sale

Stunning Home with Panoramic Views in Spring Valley, East County San Diego

Welcome to a beautifully updated residence in the heart of Spring Valley in East County San Diego, where breathtaking panoramic views of the Sweetwater Reservoir and surrounding mountains provide a serene and scenic backdrop. Nestled in one of East County San Diego’s most picturesque communities, this home offers the perfect blend of modern design, comfort, and natural beauty.

Step inside to soaring vaulted ceilings and grand colonial-style windows that flood the home with natural light. A stylish marble-tiled fireplace anchors the open living space, complemented by luxury vinyl plank flooring, soft neutral tones, and sleek black-framed windows throughout.

The kitchen is a showstopper—featuring crisp white shaker cabinets, quartz countertops, stainless steel appliances, designer tile backsplash, upgraded lighting, and a bay window that frames panoramic views. Adjacent to the kitchen, the breakfast nook opens to a private balcony—an ideal spot to enjoy your morning coffee while taking in the stunning landscape.

A cozy, open-concept family room with a charming white brick fireplace creates a welcoming atmosphere for gatherings. Upstairs, the spacious primary suite is a true retreat with vaulted ceilings, sweeping views, and a spa-inspired ensuite bath complete with dual vanities, a freestanding soaking tub, walk-in shower, and two large closets.

Downstairs, three generously sized bedrooms and a fully remodeled bathroom with modern tile, double vanities, and updated lighting provide ample space for family or guests. The low-maintenance backyard offers the perfect setting for relaxing or entertaining, framed by natural beauty and open skies.

Residents enjoy access to community amenities including a pool, spa, and clubhouse—ideal for both leisure and social connection.

10059 Carissa Ln, Spring Valley CA 91977

• 4 Bedrooms
• 2.5 Bathrooms
• 2,325 SqFt
• 4,116 Lot SqFt
• $850,000

About Spring Valley:

Spring Valley is a vibrant and diverse community in East County San Diego, known for its rolling hills, scenic views, and close proximity to nature. It offers a mix of suburban charm and outdoor adventure, with nearby hiking trails, recreational parks, and the tranquil Sweetwater Reservoir. Convenient access to shopping, dining, and major freeways makes it an excellent location for commuters and those seeking a peaceful lifestyle just minutes from the bustle of downtown San Diego.

Want to see this home?

Contact The Lewis Team 619-656-0655

San Diego's Real Estate Team

Luxurious Living in Bella Sitia at Montecito, Chula Vista

Chula Vista Real Estate New Listing by The Lewis Team

Welcome to 1841 Paterna Dr, an epitome of elegance and luxury nestled within Bella Sitia, an exclusive enclave in the prestigious Montecito Community of Otay Ranch, Chula Vista. Priced at $1,650,000, this stunning former model home offers 5 bedrooms, 4.5 bathrooms, and nearly 4,000 square feet of meticulously designed living space, situated on a spacious 6,449 sq. ft. lot.

NEW PRICE: $1,395,000

Exquisite Home Features

This move-in ready residence boasts a FULL downstairs bedroom and bathroom, perfect for guests or multigenerational living, complemented by PAID SOLAR for efficient, sustainable living. Architectural excellence is evident throughout, from rich hardwood flooring and custom crown molding to the elegant curved staircase and beautifully crafted wood ceilings.

The heart of the home is the open-concept gourmet kitchen, featuring crisp white shaker cabinets, pristine quartz countertops, stylish backsplash, contemporary pendant lighting, and a generous center island ideal for gatherings and culinary creations. High-end appliances, including double ovens, built-in microwave, and cooktop, pair seamlessly with extensive cabinetry and a spacious walk-in pantry.

Upstairs, retreat to the luxurious primary suite, a tranquil haven offering breathtaking canyon vistas, integrated audio speakers, a cozy seating area, and a lavish spa-inspired bathroom complete with dual sinks, marble flooring, separate soaking tub, custom-tiled shower, and an expansive walk-in closet. Additional second-floor comforts include sizable secondary bedrooms, some with private baths, a convenient tech center, and a spacious laundry room with cabinetry and sink.

Outdoor Paradise

Enjoy seamless indoor-outdoor living with the home's California room, perfect for savoring serene sunrises and picturesque sunsets over unobstructed canyon views. The beautifully landscaped backyard sets the stage for memorable gatherings, featuring a custom concrete patio, a covered entertaining area, and an integrated BBQ with bar seating.

Montecito Community Lifestyle

Residing in Bella Sitia means exclusive access to Montecito’s premier amenities. Residents delight in a resort-style clubhouse, sparkling community pool and spa, and an expansive recreation center. The neighborhood's ideal location offers close proximity to vibrant dining options, charming boutiques, and abundant recreational opportunities, ensuring there's always something exciting nearby.

Discover Chula Vista, South Bay San Diego

Located in South Bay San Diego, Chula Vista is known for its scenic beauty, diverse cultural landscape, and abundant recreational activities. Residents enjoy extensive parks and trails, serene beaches nearby, and a vibrant downtown area featuring unique eateries, boutiques, and entertainment venues. Chula Vista's Montecito neighborhood epitomizes luxury living, offering tranquility, elegance, and community warmth.

Don’t miss the opportunity to call this exquisite property your forever home. Schedule your private showing today and experience luxury living at its finest in Chula Vista, California. Contact The Lewis Team today 619-656-0655.

San Diego's Real Estate Team

Otay Ranch Home in Bella Sitia

Executive Luxury Home in the Montecito Community of Chula Vista

Coming Soon!

Discover the epitome of luxury living at Bella Sitia, an exclusive enclave nestled within the prestigious Montecito Community of Otay Ranch. This exceptional former Chula Vista model home, complete with PAID SOLAR, offers seamless elegance and convenience with a full bedroom and bath downstairs, perfectly accommodating guests or multi-generational living.

Spanning 5 bedrooms and 4.5 baths, the residence impresses with meticulous craftsmanship and sophisticated architectural details, designed specifically for those who love to entertain. Greet each morning with breathtaking, unobstructed canyon views, embracing serene sunrises and enchanting sunsets from your expansive California room that gracefully integrates indoor refinement with outdoor tranquility. This is a premier property in South Bay San Diego.

Step inside to discover rich hardwood flooring, custom crown molding, elegantly curved staircases, and intricately crafted wood ceilings—testaments to the home's impeccable design. The open-concept gourmet kitchen boasts crisp white shaker cabinetry, luminous quartz countertops, a stylish backsplash, contemporary pendant lighting, and a generously sized center island ideal for culinary creations. Premium appliances, including double ovens, a built-in microwave, and cooktop, complement the spacious cabinetry and a convenient walk-in pantry.

Retreat to the luxurious primary suite upstairs, offering unparalleled canyon vistas, integrated audio speakers, a cozy retreat area, and a spa-inspired bath featuring dual sinks, elegant marble flooring, a separate soaking tub, a custom-tiled shower, and an expansive walk-in closet. Additional comforts include generously sized secondary bedrooms—several with private baths—a dedicated tech center, a spacious laundry room equipped with cabinetry and a sink, and a substantial three-car garage.

The beautifully landscaped backyard provides the ideal backdrop for gatherings, showcasing a custom concrete patio, a covered outdoor entertaining area, and a built-in BBQ with a bar—perfect for hosting family and friends. Residents of the Montecito Community enjoy exclusive access to luxurious amenities, including a resort-style clubhouse, sparkling pools and spas, a recreation center, top-rated schools, and delightful dining establishments nearby.

1841 Paterna Drive Chula Vista CA 91913

• Bedrooms 5
• Bathrooms 4.5
• Sq.Ft. 3,996
• Lot Sq.Ft. 6,449
• Price $1,650,000

Bella Sitia isn't simply a residence; it is your dream forever home. Contact us today to experience this exceptional masterpiece in person.

The Lewis Team - 619-656-0655

San Diego Real Estate Team