Home Buying Process

The San Diego Home Buying Process has many stages. Please call us to help you navigate your home buying transaction.

Get Pre-qualified by a Lender

San Diego Home Buying Process

Property Research and Tours with Agent

Find the Right Home and Write an Offer

Present the Offer

Your real estate agent will prepare a presentation highlighting the benefits of your offer and your strength as a buyer.
Your agent will present the offer to the sellers agent and they will present to the seller.
The sellers will either accept the offer, counter offer, or reject it.

Counter Offer

Your Real Estate Agent will will discuss the counter offer if needed and how it relates to your goals and prepare a response.

Escrow

When signed by all parties, the listing agent will open escrow.
Your earnest money will be deposited at this time.The escrow officer will order a Preliminary Report and send copies to your agent and lender.

Loan Application

Submit a completed loan application to the lender of your choice and provide the lender with all the necessary documents.

Contingency Period

Home Owners Insurance Coverage

Select an insurance company and discuss coverage.
Give insurance agent information to escrow; Escrow will need to order a copy of the policy for the new lender prior to escrow closing.

Signing Documents

Down Payment and Closing Funds

Submit a cashiers check to the title company several days prior to closing.
The escrow officer will provide a Buyer’s Estimates Closing Statement which will itemize your costs and credits with an estimates of total moneys due.

Funding

Close of Escrow

The deed will be recorded at the County Recorder’s office by the Tile Company (you will receive the original back from the County Recorder in approximately 6 weeks).
Your Realtor will coordinate with you the transfer of the keys and delivery of possessions.

Move in!

Ready to buy or sell a home in San Diego County? Contact The Lewis Team at Keller Williams Realty today!