San Diego Real Estate Blog

San Diego Real Estate Blog - Real Estate News and Information in San Diego County California - Blog about Real Estate in San Diego County California

Dec. 1, 2016

First Time Home Buyers Mortgage Challenge

First Time Home Buyers Mortgage Challenge

First Time Home Buyers in San Diego

First time home buyers were asked about their home buying process and their lending experience. From this report from JD Powers on US Primary Mortgage Origination Satisfaction Survey first time home buyers stated the following:

41% of first time home buyers said their representative completely explained the types of loans, terms. special programs, fees and options to reduce their down payment.

43% of first time home buyers do not completely understand the process.

44% of first time home buyers reported the closing agent didn’t completely explain all of the closing documents.

54% of first time home buyers do not fully understand the different loan options available to them.

First time home buyers are more likely to report challenges with understanding the mortgage process and the options available to them.

If you are a first time homebuyer in San Diego then please contact us and we can help you through the home buying process. We can also recommend you a lender that will fully explain all of the loan options available to you. 

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Nov. 30, 2016

San Diego Events December 2016

San Diego Events December 2016

San Diego Events December 2016 - Events and things to do in San Diego County for December 2016 - The Lewis Team at Keller Williams

The-Lewis-Team-To Do December 2016

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Nov. 29, 2016

ZILLOW 5 Star Review - Buying a condo in San Diego County Zillow Review - The Lewis Team

ZILLOW 5 Star Review - Buying a condo in San Diego County Zillow Review - The Lewis Team

ZILLOW 5 Star Review - Buying a condo in San Diego County Zillow Review - The Lewis Team

Highly likely to recommend

11/11/2016 - teatee23

Bought a Townhouse home in 2016 

My husband and I are very happy with are our new Home that Mike Lewis helped us find. He is a very patient, knowledgeable, and personable real estate agent and I am very delighted to write a review and recommend anyone that has real estate needs to connect Mr. Lewis and his team.  The service   provided went far beyond our expectation and we are pleased with our new home.  Mike answered all of our questions regarding the process and gave alot of helpful insights, explained all paperwork and made sure we as buyers knew what we were signing and fully aware.  Mike took us to over 20 properties from San Diego, La Mesa, Chula Vista, to Escondido until God led us to "our home".  I as well as my family whole heartedly recommend Mike Lewis and his company.  We are very pleased and happy to give 5 stars.

Response from Mike Lewis on 11/16/2016

Thanks for the kind words. It was awesome working with you and your family. I really enjoyed working with you. Can't wait to see the paint colors you choose and what your closet improvements are going to look like. I know it will look great!!! Let me know if I can help in any way. Mike 

Ready to buy or sell a home in San Diego?

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Nov. 29, 2016

What is the Impact of Home Staging

What is the Impact of Home Staging

Does home staging work when selling a home

Most homeowners know it is important to keep a home clean, bright and free from clutter while it is on the market for sale. But sometimes taking the extra step to stage a home can make a difference in how a buyer values it and the price a seller may get for it.

49% of Realtors representing buyers say home staging impacts most buyers final decision.

Most important room to stage: Living Room

Thinking about selling your San Diego Home or Condo?

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Nov. 24, 2016

6 Myths about Credit Scores

6 Myths about Credit Scores

6 Myths about your credit score

When it comes to credit scores and FICO scores there is a lot of confusion about what actually impacts one’s ability open a credit card, finance a car or purchase a home.

Myth 1: Your credit score drops if you check your own credit.

Truth: Viewing your credit report counts only as a “Soft Inquiry” and doesn’t change the score. “Hard Inquiries” by a lender or creditor, can slightly lower your credit score.

Myth 2: You should close old or inactive accounts to help your credit score.

Truth: Closing accounts may actually have the reverse effect of lowering your credit score because it can shorten the measured duration of your credit history.

Myth 3: Paying off a negative record means it’s taken off your credit report.

Truth: Generally, negative records like collections or late payments will remain on your credit report for up to 7 years.

Myth 4: Cosigning doesn’t mean you’re responsible for the account.

Truth: If you open a joint account or cosign a loan, you will be held legally responsible for the account, meaning activity on the joint account is displayed on credit reports of both account holders.

Myth 5: Making on-time rental, utility and cell-phone payments helps my credit score.

Truth: While outstanding rental, utility and cell-phone debt that have gone to collections and can negatively affect your score, generally, on-time payments are not regularly reported to credit bureaus.

Myth 6: Your credit score reflects changes or trends in your payment behavior

Truth: Historically, credit scores have not incorporated trended credit information, meaning they are a moment-in-time glimpse at consumer risk.

If you’re thinking about buying a home in San Diego County then contact us.

We can also refer you to a lender in San Diego as well.

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Nov. 21, 2016

Family Life and Activities of Generation X

Family Life and Activities of Generation X 

Generation X and their Real Estate Wants

Above all else Generation X values family time according to the latest report from CAR. Since the home is the central HUB for family, Generation X values their home life and activities around the home in a big way!

  • 51% have a child under 18 living at home.
  • 21% have an aging parent or in-law in the home
  • 45% wish they had more ability to monitor their home via their mobile device.

Are you considering buying a home in San Diego? Relocating to San Diego? Selling your San Diego Home? Need a House Value Check?

Give The Lewis Team a call today!

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Nov. 21, 2016

ZILLOW 5 Star Review Real Estate in San Diego – La Mesa

ZILLOW 5 Star Review Real Estate in San Diego – La Mesa

Highly likely to recommend

Real Estate Review - The Lewis Team San Diego - La Mesa

11/11/2016 - javr1976

Bought a Townhouse home in 2016 in La Mesa, CA.

Upon meeting Mike at an open house with no commitment I took is information with no intention on looking for a house in the near future. After speaking to my wife we decided to see what could hurt in checking where we would stand. Long story short Mike went from showing a couple of properties with   no pre approval yet to assisting us with the approval process all the way to being there to assist with any questions on signing escrow paperwork for our first house. I can appreciate the honesty and the commitment he has shown me and my family. I have already begun to refer him to co workers and friends. Definitely somebody I will keep in touch for future houses that we may plan on in a few years.

Response from Mike Lewis on 11/16/2016

It was a pleasure working with you and your wife and kids. I love the place that you picked to call your new home, a very nice property. Please let me know if I can help in any way in the future. Mike

Ready to buy or sell a home in San Diego?

Give The Lewis Team a call today!

The Lewis Team

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Nov. 16, 2016

San Diego Events November 2016

San Diego Events November 2016

San Diego Events November 2016 - Events and things to do in San Diego County for November 2016 - The Lewis Team at Keller Williams

San Diego Events November 2016

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Nov. 6, 2016

New Homes in Clairemont Tavara Ridge

New Homes in Clairemont Tavara RidgeTavara New Homes in Clairemont

Clairemont is an older San Diego community with the majority of homes built in the 1950’s. Clairemont is located just one community in from the coast and sits high on a mesa which makes Clairemont a very desirable place to live. The 5 areas of Clairemont are known as, Bay Park, Bay Ho, Clairemont Mesa East, Clairemont Mesa West and North Clairemont. Over the past several years Clairemont has had a rebirth of sorts. There are many homes changing hands and many of the older homes have been purchased and flipped and in many cases very nice remodels that have had San Diego home buyers looking in Clairemont very excited about buying a home here.

For many years 4520 Pocahontas Avenue San Diego, CA 92117 was the home of Horizon Christian Academy Elementary School. Located in Bay Ho this was a popular private Christian school which my daughter went to. This location is now the future home of new homes in Bay Ho being built by CalAtlantic Homes. The Clairemont new home community is called Tavara Ridge and is going to be a very nice edition to Bay Ho. Walking distance to Clairemont Town Square makes this location have a very high walking score.New Homes in Clairemont Mesa Tavara Ridge Homes

Since my wife and I live in Bay Ho we decided to take the dog for a walk over to the new home community location and have a look around. Earth movers and heavy equipment are behind the fence and things look like it’s scraped and ready for homes. Quite a large piece of land with a potential of quite a few new home lots. From what I’ve read there will be 52 single family detached homes built in Tavara Ridge. The sign says that the square footage of these new homes in Clairemont will range from 2,875 to 3,196 square feet and have between 4 to 5 bedrooms and 3 to 3.5 bathrooms. These are some large homes when you compare most homes in this area of Clairemont being 2 to 3 bedroom single story homes about 1,000 square feet built 60 years ago. CalAtlantic Homes categorizes the homes as Plantation, Santa Barbara and California Ranch architectural styles.

This community is the talk of the Clairemont Real Estate Community. From reading the information on Tavara they will be coming in Spring of 2017. If you would like to learn more about Clairemont Real Estate contact The Lewis Team at Keller Williams. We would love to show you around.

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Oct. 31, 2016

Clairemont Home in 92117

Clairemont Home in 92117Convoy Court Real Estate in Clairemont

Cute & spacious 3 bedroom, 2 bath home in a highly desired central location in Clairemont. This home has a great open concept with gorgeous hardwood floors throughout. Home includes indoor laundry room. Master bedroom has vaulted ceilings with large double slider mirrored closet & private master bath. Great sized secondary bedrooms. Private porch and large private yard space which also includes a storage shed. Kearney Lodge Community features 2 heated pools, picnic area & park.

6460 Convoy Ct 99 San Diego CA 92117

List Price $124,900 - $134,900

Sq Ft 1,120

Year Built 1994

Video of this property for sale in Clairemont Mesa North

 

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