San Diego Real Estate Blog
The San Diego Housing Commission or SDHC has several home buyer assistance programs for San Diego home buyers. Some of the different home buyer assistance programs include deferred loans, grants for down payments and closing costs, tax credits, and opportunities to purchase homes at below market rate prices. This San Diego home buyer assistance program allow a home buyer to purchase a home anywhere in the City of San Diego. This means that the area must start with the Zip Code 921. This encompasses a huge area of San Diego and includes thousands of homes currently for sale.
Most of these home buyer assistance programs in San Diego are for first time home buyers except for the For Sale Affordable Homes Program. A San Diego First Time Home Buyer is defined as a buyer that has not owned any real estate in the previous 3 years. There are also maximum purchase price limits and area median income restrictions as well.
Some of the programs are:
* 3% Interest Deferred Loan
* Grants for Down Payments and Closing Costs
* Mortgage Credit Certificates (MCC). Can be used for San Diego bank owned properties.
* For Sale Affordable Homes
For more information on the San Diego Home Buyer Assistance Programs please visit the San Diego Housing Commission Web Site. http://www.sdhc.org/hafirstimebuyer1.shtml
Also Visit:
California $10,000 New Home Tax Credit
$8,000 First Time Home Buyer Tax Credit
If you need help buying a home or condo in the San Diego area make sure you contact us we’re your San Diego Realtor.
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All Information is believed to be correct but not guaranteed.
