Real Estate in 92084

When you’re ready to buy or sell Real Estate in Vista make sure you contact Dawn Lewis.

San Diego Real Estate San Diego Short Sales San Diego Homes

San Diego Foreclosures San Diego House Values San Diego Realtor

All Information is believed to be correct but not guaranteed.

9415 Oviedo St

Rancho Penasquitos, CA 92129

List Price              $499,000

When you’re ready to buy or sell Real Estate in Rancho Penasquitos make sure you contact Dawn Lewis.

San Diego Real Estate San Diego Short Sales San Diego Homes

San Diego Foreclosures San Diego House Values San Diego Realtor

All Information is believed to be correct but not guaranteed.

San Diego Short Sales and the San Diego Short Sale process from start to finish can be a long and difficult course. Making sure you have a San Diego Short Sale Real Estate Agent who has many years experience not only as an agent but with the short sale process will greatly increase your odds for a quicker and smoother transaction with a positive outcome

If you are considering a short sale please contact me to find out your short sale options. I’ve included some San Diego Short Sale information below to help you better understand the short sale process.

It’s the decision of the bank whether or not you will be allowed to do a short sale on your San Diego home or condo. Fortunately many will allow a short sale and many of the banks have a faster short sale process then they did in the past. Some of the reasons a bank will allow a short sale are that the seller has some kind of hardship and can no longer make the payments on their home and that the seller owes more on their San Diego Real Estate then it is worth in the current San Diego Real Estate market.

These are some short sale hardship examples:

Death
Divorce
Medical Emergency
Bankruptcy
Unemployment
Reduced Income
Job Relocation
Mortgage Reset

At the beginning of a San Diego Short Sale Process we will ask you to prepare a financial package that will be submitted to the bank by our staff. Not all banks have the same process but because we work with all the banks we will know what documents you will need to fill out for the bank that has your mortgage or mortgages. Sometimes there are multiple mortgages on your home or condo and we will need these forms filled out for all the banks that are involved.

Most of the items included in the San Diego seller’s short sale package will are:

Seller’s hardship letter
Letter of authorization - allows us to speak to the bank on your behalf
2 years of tax returns and W-2s
HUD-1 or preliminary net sheet
Completed financial statement
Recent payroll stubs
Bank statements – last 2 months

Once we receive an offer from a buyer on your home or condo we will need to submit a Short Sale Offer to the Bank or Banks. When this offer is submitted we will also include the following documentation with it:

Seller’s short sale package
Listing agreement
Comparative market analysis completed by us
MLS listing - to prove you have had your home on the market for sale
Executed purchase offer
Buyer’s preapproval letter
Copy of buyer’s earnest money check

We need to make sure that the San Diego Short Sale package is complete. The bank will reject the offer unless it is 100% complete and has to be acceptable to their standards. This is where our experience as San Diego Short Sale Experts really is important to the success of your short sale. In the event your package is not complete your whole file will be put on the back burner. Believe it or not the bank does want to deal with complete packages that they can push through the system quickly. Experience is very important in making this short sale process come together.

What does the Bank do once they receive the Short Sale Package with an accepted offer?

Some banks take longer than others during the short sale process and buyers sometimes can get very impatient with a long short sale process. Because of this we stay in constant communication with the banks short sale negotiator to make sure we are in synch every step of the way. Even with constant communication the banks can still take quite some time give us a response to the short sale offer. Buyers sometimes lose patience and threaten to cancel if they don’t get an answer within a specified timeframe. We make sure we prep the buyer’s agent to inform the buyer of the long process that they may have to be patient for.

Once the bank receives the offer and other documents they follow a similar process to the one below:

Within 2-7 days the Bank acknowledges receipt of the Short Sale Offer with Documents.
Usually with in the 1st 30 days the Bank Assigns a Short Sale negotiator.
At this point the negotiator or customer service rep will then order a BPO “Broker Price Opinion” or an actual appraisal. This can take 7-21 days to get ordered and completed. Once the BPO or appraisal is complete the bank will take some time to match that value to the offer that had been submitted. This can take 10-15 days. The short sale lender will either accept the price and terms or they will counter offer. Once there is acceptance on the price and terms by the short sale lenders negotiator, the seller and the buyer the file is then sent to the investor for a file approval. This can sometime take an additional 14-30 days. One the investor approves the final sales price and terms a formal short sale approval letter will be issued with all the details of that approval in this letter. All in all the average time from submission to final written approval is usually between 90-120 days. During this time the bank may request that all parties sign an Arm’s-Length Affidavit.

Some of the frustrations are that sometimes during this process the bank will assign a different or second short sale negotiator which can add more time to the process. Again sometimes the buyer loses patience and cancels. If there is a cancellation it is important to have another buyer ready to step into the previous buyers place so not to delay the process any longer. This is where constant follow up with the buyer’s agent is very important so you can monitor the buyer’s level of commitment to sticking with the short sale until we get the approval. That is where having an experience agent and staff like ours is imperative.

I’m not only a short sale agent I am also a short sale trainer that has trained many other short sale agents across the country to properly short sell a home, condo or land. Being a San Diego Real Estate Agent and Realtor for over 22 years has given me the experience you need to complete the process of the San Diego Short Sale. Call me and I’ll answer any short sale questions you have, Dawn Lewis, the San Diego Short Sale Expert! 619-981-3918.

San Diego Short Sale Experts       Chula Vista Short Sale Experts

All Information is believed to be correct but not guaranteed.

When you’re ready to buy or sell Real Estate in Lakeside make sure you contact Dawn Lewis.

San Diego Real Estate San Diego Short Sales San Diego Homes

San Diego Foreclosures San Diego House Values San Diego Realtor

All Information is believed to be correct but not guaranteed.

Come see this beautiful Winding Walk detached home with 4 bedrooms, 2.5 bathrooms and a 2 car attached garage. This newer Chula Vista Gem has lots of upgrades including custom tile down stairs and upgraded carpets upstairs. Large family room includes fireplace and large open space for entertainment center. Kitchen has stainless steel appliances, large kitchen island with lots of pantry cabinets. Huge master bedroom includes master bath suite with an incredible walk-in closet.  Convenient upstairs laundry has lots of cabinets. Nice size private yard for great for BBQ’s and spending time outdoors. Come see this wonderful home in Winding Walk located in eastern Chula Vista.

1562 Moonbeam Ln
Winding Walk
Chula Vista, CA 91915

Winding Walk Real Estate offered by your Chula Vista Real Estate Agent Dawn Lewis.

Please enjoy our free Chula Vista Real Estate search engine and make sure you bookmark this site for all of your Chula Vista Real Estate needs.  We love what we do and we would love to help you.

If  you need help buying or selling a home or condo in Chula Vista make sure you contact us we can help with your Chula Vista Real Estate. We can also help with a Chula Vista Short Sale.

San Diego Real Estate San Diego Short Sales San Diego Homes

San Diego Foreclosures San Diego House Values San Diego Realtor

All Information is believed to be correct but not guaranteed.

Chula Vista Short Sale Expert. If you need help with a Chula Vista Short Sale look no further. I have helped thousands buy and sell real estate in San Diego County since 1989 and would love to help you too. I am a Short Sale Agent and Expert as well as a Nationwide Short Sale Trainer as well. That’s right, I’ve trained hundreds of agents on how to correctly sell short sales in seminars across the US from coast to coast. With this kind of experience I can help you better than any other Chula Vista Agent. I have developed the best Short Sale Systems to get your short sale sold quick and get you on with your life.

When you need a Chula Vista Short Sale Agent get reusults, contact me. I am available to answer any Short Sale questions that you and your family have.

Dawn Lewis 619-981-3917 - Short Sale Expert

Chula Vista Short Sales - Minimum 5 Bedroom Homes

Chula Vista Short Sales Under $275,000 - Minimum 5 Bedroom Detached Homes

Chula Vista Short Sales $275,000 to $287,500 - Minimum 5 Bedroom Detached Homes

Chula Vista Short Sales $287,500 to $300,000 - Minimum 5 Bedroom Detached Homes

Chula Vista Short Sales $300,000 to $312,500 - Minimum 5 Bedroom Detached Homes

Chula Vista Short Sales $312,500 to $325,000 - Minimum 5 Bedroom Detached Homes

Chula Vista Short Sales $325,000 to $337,500 - Minimum 5 Bedroom Detached Homes

Chula Vista Short Sales $337,500 to $350,000 - Minimum 5 Bedroom Detached Homes

Chula Vista Short Sales $350,000 to $362,500 - Minimum 5 Bedroom Detached Homes

Chula Vista Short Sales $362,500 to $375,000 - Minimum 5 Bedroom Detached Homes

Chula Vista Short Sales $375,000 to $387,500 - Minimum 5 Bedroom Detached Homes

Chula Vista Short Sales $387,500 to $400,000 - Minimum 5 Bedroom Detached Homes

Chula Vista Short Sales $400,000 to $412,500 - Minimum 5 Bedroom Detached Homes

Chula Vista Short Sales $412,500 to $425,000 - Minimum 5 Bedroom Detached Homes

Chula Vista Short Sales $425,000 to $437,500 - Minimum 5 Bedroom Detached Homes

Chula Vista Short Sales $437,500 to $450,000 - Minimum 5 Bedroom Detached Homes

Chula Vista Short Sales $450,000 to $462,500 - Minimum 5 Bedroom Detached Homes

Chula Vista Short Sales $462,500 to $475,000 - Minimum 5 Bedroom Detached Homes

Chula Vista Short Sales $475,000 to $487,500 - Minimum 5 Bedroom Detached Homes

Chula Vista Short Sales $487,500 to $500,000 - Minimum 5 Bedroom Detached Homes

Chula Vista Short Sales $500,000 to $512,500 - Minimum 5 Bedroom Detached Homes

Chula Vista Short Sales $512,500 to $525,000 - Minimum 5 Bedroom Detached Homes

Chula Vista Short Sales $525,000 to $537,500 - Minimum 5 Bedroom Detached Homes

Chula Vista Short Sales $537,500 to $550,000 - Minimum 5 Bedroom Detached Homes

Chula Vista Short Sales $550,000 to $562,500 - Minimum 5 Bedroom Detached Homes

Chula Vista Short Sales $562,500 to $575,000 - Minimum 5 Bedroom Detached Homes

Chula Vista Short Sales $575,000 to $587,500 - Minimum 5 Bedroom Detached Homes

Chula Vista Short Sales $587,500 to $600,000 - Minimum 5 Bedroom Detached Homes

Chula Vista Short Sales $600,000 to $750,000 - Minimum 5 Bedroom Detached Homes

Chula Vista Short Sales $750,000 to $1,000,000 - Minimum 5 Bedroom Detached Homes

Chula Vista Short Sales Over $1,000,000 - Minimum 5 Bedroom Detached Homes

Please enjoy our free Chula Vista Real Estate search engine and make sure you bookmark this site for all of your Chula Vista Real Estate needs.  We love what we do and we would love to help you.

If  you need help buying or selling a home or condo in Chula Vista make sure you contact us we can help with your Chula Vista Real Estate.

San Diego Real Estate San Diego Short Sales San Diego Homes

San Diego Foreclosures San Diego House Values San Diego Realtor

All Information is believed to be correct but not guaranteed.

If you get a chance in 2012, stop by and check out the ice skating rink at the Hotel Del Coronado in San Diego California. It’s a great holiday tradition that may become one of your family’s traditions as well. Enjoy the Video of the Hotel Del Ice Skating Rink at the Del and if you need help with any San Diego Real Estate please give us a call.

San Diego Real Estate San Diego Short Sales San Diego Homes

San Diego Foreclosures San Diego House Values San Diego Realtor

All Information is believed to be correct but not guaranteed.

12810 Calle De La Siena, Carmel Valley, CA 92130
List Price    $879,000
MLS Number     110068147
Property Type     Single Family Residential

Carmel Valley is located in North County Coastal San Diego California. Close to the world famous Torrey Pines State Beach for those great afternoon walks through Torrey Pines State Park. Great location and an exceptional value for a home in such a prestigious area of San Diego County. Call Dawn Lewis today to preview this home, list your Carmel Valley Home or look at all Carmel Valley Real Estate.

San Diego Real Estate San Diego Short Sales San Diego Homes

San Diego Foreclosures San Diego House Values San Diego Realtor

All Information is believed to be correct but not guaranteed.

Another Christmas and beautiful Holiday Season in San Diego California and what would Christmas be without a visit to the Hotel Del Coronado. The Hotel Del Coronado is a Christmas tradition for our family and we always make a visit to the wonderful island of Coronado to see the Del. The Christmas tree in the Hotel Del Coronado lobby is always meticulously decorated to make even the North Pole Elves take notice. We always buy a decorative ornament from previous years that are on sale at the Del and add it to our tree at home.

Well I had to take a video of the Christmas tree at the Hotel Del Coronado and share it with the world, just in case they didn’t make it this year. The Hotel as well as the tree had its expected grandeur and put me and everyone around in the Christmas Spirit. The closest thing to snow I always say. Since Coronado won’t be getting snow this year, this is the closest thing to snow to get anyone in Southern California in the mood for Santa.

Enjoy the Video of the tree at the Del and if you need help with any San Diego Real Estate please give us a call.

San Diego Real Estate San Diego Short Sales San Diego Homes

San Diego Foreclosures San Diego House Values San Diego Realtor

All Information is believed to be correct but not guaranteed.

If you need help with a Chula Vista Short Sale look no further. I have helped thousands buy and sell real estate in San Diego County since 1989 and would love to help you too. I am a Short Sale Agent and Expert as well as a Nationwide Short Sale Trainer as well. That’s right, I’ve trained hundreds of agents on how to correctly sell short sales in seminars across the US from coast to coast. With this kind of experience I can help you better than any other Chula Vista Agent. I have developed the best Short Sale Systems to get your short sale sold quick and get you on with your life.

When you need a Chula Vista Short Sale Agent get reusults, contact me. I am available to answer any Short Sale questions that you and your family have.

Dawn Lewis 619-981-3917 - Short Sale Expert

Chula Vista Short Sales - Minimum 4 Bedroom Homes

Chula Vista Short Sales Under $250,000 - Minimum 4 Bedroom Detached Homes

Chula Vista Short Sales $250,000 to $262,500 - Minimum 4 Bedroom Detached Homes

Chula Vista Short Sales $262,500 to $275,000 - Minimum 4 Bedroom Detached Homes

Chula Vista Short Sales $275,000 to $287,500 - Minimum 4 Bedroom Detached Homes

Chula Vista Short Sales $287,500 to $300,000 - Minimum 4 Bedroom Detached Homes

Chula Vista Short Sales $300,000 to $312,500 - Minimum 4 Bedroom Detached Homes

Chula Vista Short Sales $312,500 to $325,000 - Minimum 4 Bedroom Detached Homes

Chula Vista Short Sales $325,000 to $337,500 - Minimum 4 Bedroom Detached Homes

Chula Vista Short Sales $337,500 to $350,000 - Minimum 4 Bedroom Detached Homes

Chula Vista Short Sales $350,000 to $362,500 - Minimum 4 Bedroom Detached Homes

Chula Vista Short Sales $362,500 to $375,000 - Minimum 4 Bedroom Detached Homes

Chula Vista Short Sales $375,000 to $387,500 - Minimum 4 Bedroom Detached Homes

Chula Vista Short Sales $387,500 to $400,000 - Minimum 4 Bedroom Detached Homes

Chula Vista Short Sales $400,000 to $412,500 - Minimum 4 Bedroom Detached Homes

Chula Vista Short Sales $412,500 to $425,000 - Minimum 4 Bedroom Detached Homes

Chula Vista Short Sales $425,000 to $437,500 - Minimum 4 Bedroom Detached Homes

Chula Vista Short Sales $437,500 to $450,000 - Minimum 4 Bedroom Detached Homes

Chula Vista Short Sales $450,000 to $462,500 - Minimum 4 Bedroom Detached Homes

Chula Vista Short Sales $462,500 to $475,000 - Minimum 4 Bedroom Detached Homes

Chula Vista Short Sales $475,000 to $487,500 - Minimum 4 Bedroom Detached Homes

Chula Vista Short Sales $487,500 to $500,000 - Minimum 4 Bedroom Detached Homes

Chula Vista Short Sales $500,000 to $512,500 - Minimum 4 Bedroom Detached Homes

Chula Vista Short Sales $512,500 to $525,000 - Minimum 4 Bedroom Detached Homes

Chula Vista Short Sales $525,000 to $537,500 - Minimum 4 Bedroom Detached Homes

Chula Vista Short Sales $537,500 to $550,000 - Minimum 4 Bedroom Detached Homes

Chula Vista Short Sales $550,000 to $562,500 - Minimum 4 Bedroom Detached Homes

Chula Vista Short Sales $562,500 to $575,000 - Minimum 4 Bedroom Detached Homes

Chula Vista Short Sales $575,000 to $587,500 - Minimum 4 Bedroom Detached Homes

Chula Vista Short Sales $587,500 to $600,000 - Minimum 4 Bedroom Detached Homes

Chula Vista Short Sales Over $600,000 - Minimum 4 Bedroom Detached Homes
Please enjoy our free Chula Vista Real Estate search engine and make sure you bookmark this site for all of your Chula Vista Real Estate needs.  We love what we do and we would love to help you.

If  you need help buying or selling a home or condo in Chula Vista make sure you contact us we can help with your Chula Vista Real Estate.

San Diego Real Estate San Diego Short Sales San Diego Homes

San Diego Foreclosures San Diego House Values San Diego Realtor

All Information is believed to be correct but not guaranteed.